Monroe County property record for 3246 1st St, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,050 sqft · built 1930 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,250 (Dec 2020) |
| Tax Bill | $1,755 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-776-031-00 |
| Primary APN | 07-776-031-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3246 1ST ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | F-31 SEC 35 T6S R9E DETROIT BEACH SUBDIVISION LOT 31 |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 35 |
| Legal Subdivision | DETROIT BEACH SUB |
| Legal Lot Number | 31 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 831300 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3246 1ST ST, MONROE, MI 48162-4969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Dec 30, 2020 | Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Jan 22, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Oct 3, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Prior Sale | Jan 22, 2020 · Amount on Record |
| Deed Document Number | 202028165 |
| Prior Transfer Date | Sep 29, 2017 |
| Prior Transfer Doc | 0000020103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 3246 1ST ST, MONROE, MI 48162-4969 |
| Document Number | 0000026885 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3778 LAKESHORE DR NEWPORT MI 481669697, NEWPORT, MI 48166-9697 |
| Document Number | 0000026885 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 26885 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Dec 30, 2020 |
| Property Address | 3246 1ST ST, MONROE, MI 48162-4969 |
| Document Number | 0000028165 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 28165 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,086.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3246 1ST ST MONROE MI 481624969, MONROE, MI 48162-4969 |
| Document Number | 26885 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 26885 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 22, 2020 |
| Property Address | 3246 1ST ST, MONROE, MI 48162-4969 |
| Document Number | 0000001673 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 1673 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3246 1ST ST MONROE MI 481624969, MONROE, MI 48162-4969 |
| Document Number | 1674 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 1674 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Oct 3, 2017 |
| Property Address | 3246 1ST ST, MONROE, MI 48162-4969 |
| Document Number | 0000020103 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 20103 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $189.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3048 3RD ST MONROE MI 481624906, MONROE, MI 48162-4906 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,600 (+36.19%) Land $63,600 | $127,200 (+36.19%) Land $127,200 | |
| 2025 | $1,755.00 (+14.18%) Homeowner's exemption | ||
| 2023 | $1,537.00 Homeowner's exemption | $46,700 | $93,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 95 (1980–2018) |
| Claims Outside the SFHA | 4 of 95 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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