3245 Virginia Creeper Ln, Willow Spring, NC 27592 Property Records

Wake County property record for 3245 Virginia Creeper Ln, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,455 sqft · built 1998
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Oct 2005)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0675.03-01-7825-000`

Property Details

APN / Parcel Number

Primary APN	`0675.03-01-7825-000`
Alternative APNs	`0675.03-01-7825 0212966` `0675017825` `021296601` `0212966`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,455 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	57,935 sqft (1.33 acres)
Garage Area	500 sqft
Porch	Open Porch
Porch Area	21 sqft
Deck Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0212966
Street Address	3245 VIRGINIA CREEPER LN
City	WILLOW SPRING
State	NC
Zip	27592-9241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO46 IVY CREEK SUB PH2 BM1994-1866
Legal Subdivision	IVY CREEK SUB PH2
Legal Phase	2
Legal Lot Number	46
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	1
Census Block	1006
Census Tract	53114

Owner

3245 Virginia Creeper Ln is owned and occupied by two individuals who acquired it in January 2007.

Source: Wake County records, as of February 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3245 VIRGINIA CREEPER LN, WILLOW SPRING, NC 27592-9241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 12, 2019	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2005 · Amount on File
Deed Sale	Oct 19, 2005 · Amount on File
Prior Sale	Jan 21, 2004 · Amount on File
Deed Book / Page	11640 / 2101
Last Transfer Date	Jan 18, 2007
Transfer Doc	1236801071
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	3245 VIRGINIA CREEPER LN, WILLOW SPRING, NC 27592-9241
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 VIRGINIA CREEPER LN, WILLOW SPRING, NC 27592-9241

Mortgage

Document Number	20128/2727
Date	Jan 28, 2026
Book Page	20128/2727

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	FUQUAY VARINA, NC 27526

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jan 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	3245 VIRGINIA CREEPER LN, WILLOW SPRING, NC 27592-9241
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19022/2366
Date	May 12, 2022
Book Page	19022/2366

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	3245 VIRGINIA CREEPER LN, WILLOW SPRING, NC 27592-9241
Document Number	176521238
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 VIRGINIA CREEPER LN WILLOW SPRING NC 275929241, WILLOW SPRING, NC 27592-9241

Mortgage

Document Number	176521238
Date	Nov 18, 2019
Book Page	017652/001238

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3245 Virginia Creeper Ln was $3,617.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,617.00	$562,464 Land $90,000 Building $472,464	$562,464 Land $90,000 Building $472,464
2023	$2,944.00	$375,131 Land $40,000 Building $335,131	$375,131 Land $40,000 Building $335,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3245 Virginia Creeper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3245 Virginia Creeper Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FUQUAY-VARINA serves 42,954 people · EPA ID NC0392055
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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