Macon County property record for 3245 Upton Ln, Decatur, IL 62521
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,404 sqft · built 1991 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $69,000 (Aug 1998) |
| Tax Bill | $3,586 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-08-33-301-009 |
| Primary APN | 18-08-33-301-009 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 135,907 sqft (3.12 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Account Number | 180833301009 |
|---|---|
| Street Address | 3245 UPTON LN |
| City | DECATUR |
| State | IL |
| Zip | 62521-8569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | W154.45 OF E570.45 OF S925 OF NW1/4 SW1/4 (EX .19 AC OFF S END FOR RD 98BK2820/195 |
| Legal Range | 03E |
| Legal Township | 17N |
| Legal Section | 33 |
| Jurisdiction | MACON IL |
| Township / Civil Division | WHITMORE |
| Census Block Group | 5 |
| Census Block | 5090 |
| Census Tract | 2200 |
Source: Macon County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3245 UPTON LN, DECATUR, IL 62521-8569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Aug 1, 2023 | Intrafamily Transfer, Transfer |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1998 · Amount on Record |
| Deed Sale | Aug 1, 1998 · Amount on Record |
| Last Transfer Date | Aug 1, 2023 |
| Transfer Doc | 004965/816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Apr 2, 2026 |
| Property Address | 3245 UPTON LN, DECATUR, IL 62521-8569 |
| Document Number | 0000003551 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 20263551 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3245 UPTON LN, DECATUR, IL 62521-8569 |
| Document Number | 0000003551, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20263551 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Aug 1, 2023 |
| Property Address | 3245 UPTON LN, DECATUR, IL 62521-8569 |
| Document Number | 004965/816 |
| Book / Page | 4965 / 816 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2014295 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3245 UPTON LN, DECATUR, IL 62521-8569 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3245 UPTON LN, DECATUR, IL 62521-8569 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 3245 UPTON LN, DECATUR, IL 62521-8569 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4849/135 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 4849/135 |
| Instrument | 1985178 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Sep 12, 2044 |
| Rate Type | Fixed Rate |
|---|
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Whitmore Township |
| Unified School District | Argenta-Oreana Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,586.00 (+7.69%) Homeowner's exemption | $58,862 (+8.32%) Land $10,064 Building $48,798 | $176,604 (+8.32%) Land $30,195 Building $146,409 |
| 2024 | $3,330.00 (+11.37%) | $54,341 (+18.25%) Land $9,291 Building $45,050 | $163,040 (+18.25%) Land $27,876 Building $135,164 |
| 2022 | $2,990.00 Homeowner's exemption | $45,953 Land $7,857 Building $38,096 | $137,872 Land $23,573 Building $114,299 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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