Caldwell County property record for 3245 SE State Rte V, Polo, MO 64671
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,256 sqft · built 1905 |
| Lot Size | 165 acres (7,191,756 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,289 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-9-30-5.00 |
| Primary APN | 10-9-30-5.00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,256 sqft Living Area |
| Basement Area | 1,327 sqft |
| Unfinished Basement | 1,327 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,191,756 sqft (165 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 1,500 sqft |
| Granary | 1,305 sqft |
| Utility Building | 3,055 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3245 SE STATE ROUTE V |
|---|---|
| City | POLO |
| State | MO |
| Zip | 64671-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30-55-27 SW |
| Legal Range | 27 |
| Legal Township | 55 |
| Legal Section | 30 |
| Jurisdiction | CALDWELL MO |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2198 |
| Census Tract | 950201 |
3245 SE State Rte V is owned and occupied by two individuals who acquired it in August 2023.
Source: Caldwell County records, as of March 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3245 SE STATE ROUTE V, POLO, MO 64671-8114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 1, 2023 |
| Transfer Doc | 0000065501 |
| Record Updated | Jun 8, 2026 |
Source: Caldwell County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Caldwell County |
| County Subdivision | Lincoln Township |
| Unified School District | Polo R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,780 Land $8,550 Building $11,230 | $126,140 Land $65,390 Building $60,750 | |
| 2024 | $1,289.00 | ||
| 2023 | $18,760 Land $8,550 Building $10,210 | $121,010 Land $65,390 Building $55,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3245 SE State Rte V in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3245 SE State Rte V is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY COUNTY PWSD 3 serves 1,970 people · EPA ID MO1024512 |
|---|---|
| Water Source | Purchased groundwater from RAY COUNTY CONS PWSD 2 |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
| Green Hills Technologies DSL | 25 / 3 |
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