San Diego County property record for 3245 San Helena Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,350 sqft · built 1990 |
| Lot Size | 0.103 acres (4,497 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $570,000 (Oct 2005) |
| Tax Bill | $9,167 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-691-68-00 |
| Primary APN | 165-691-68-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,350 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 4,497 sqft (0.103 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3245 SAN HELENA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-2 |
| Legal Description | LOT 119 TR 012174 |
| Legal Subdivision | DEL ORO HILLS |
| Legal Tract | 012174 |
| Legal Block | 3 |
| Legal Lot Number | 119 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 18515 |
3245 San Helena Dr is owner-occupied and held in a trust since July 2025.
Source: San Diego County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3245 SAN HELENA DR, OCEANSIDE, CA 92056-3262 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Nov 1, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2005 · Amount on File |
| Deed Sale | Oct 7, 2005 · Amount on File |
| Prior Sale | Aug 5, 2003 · Amount on File |
| Deed Document Number | 2005870591 |
| Last Transfer Date | Jul 29, 2025 |
| Transfer Doc | 0000220912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 6, 2026 |
| Property Address | 3245 SAN HELENA DR, OCEANSIDE, CA 92056-3262 |
| Document Number | 0000289541 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026289541 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 3245 SAN HELENA DR, OCEANSIDE, CA 92056-3262 |
| Document Number | 0000289541, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 2026289541 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3245 SAN HELENA DR, OCEANSIDE, CA 92056-3262 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000141254 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 2019-0141254 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3245 SAN HELENA DR, OCEANSIDE, CA 92056-3262 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000469477 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2020-0469477 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 1, 2019 |
| Property Address | 3245 SAN HELENA DR, OCEANSIDE, CA 92056-3262 |
| Document Number | 0000500808 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 500808 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3245 SAN HELENA DR OCEANSIDE CA 920563262, OCEANSIDE, CA 92056-3262 |
The 2025 property tax bill for 3245 San Helena Dr was $9,167.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $794,465 (+2%) Land $446,015 Building $348,450 | |
| 2025 | $9,167.00 Homeowner's exemption | $778,888 Land $437,270 Building $341,618 |
| 2023 | $8,736.00 (+1.46%) Homeowner's exemption | $748,645 Land $420,292 Building $328,353 |
| 2022 | $8,610.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3245 San Helena Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3245 San Helena Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Western tribal government · serves 296 people · EPA ID 090605008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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