3245 Reading Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 3245 Reading Rd, Reading, MI 49274 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail
Square Footage25,463 sqft Building Perimeter
Lot Size253,084 sqft (5.81 acres)
Last Sale$600,000 (2023)
Tax Bill$846.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-029-200-011-29-7-3

Interior

Building Area25,463 sqft Building Perimeter
Stories1 Stories

Exterior

Lot Area253,084 sqft (5.81 acres)
Total Buildings5 Total Buildings

Location & Zoning

Street Address3245 READING RD
CityREADING
StateMI
Zip49274
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionCOM NE COR SEC TH W 1003 FT TO POB TH S 800 FT TH W 317 FT TH N 800 FT TH E 317 FT TO POB SEC 29 T7S R3W 5.82 A M/L SPLIT ON
Legal Range03W
Legal Township07S
Legal Section29
Legal SubdivisionFalse
JurisdictionHILLSDALE MI
Minor Civil DivisionCAMBRIA
Census Blockgroup5
Census Block5050
Census Tract50900

Owner

Source: Hillsdale County records · APN 11-029-200-011-29-7-3

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4160 S 600 E, HAMILTON, IN 46742-9533
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
MAIN STREET BANK
Aug 25, 2023Warranty Deed, Transfer · Line of Credit
WAYNE SAVINGS COMMUNITY BANK
Nov 12, 2021Land Contract, Transfer
AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleAug 06, 2004 · Amount on Record
Deed Doc Number2023601271
Deed Book / Page1856 / 1041
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSDALE MI
Property Address3245 READING RD, READING, MI 49274
Transaction TypeMortgage
Record UpdatedApr 16, 2026
Title CompanyMIDSTATE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5670 E METZ RD, ANGOLA, IN 46703-9211

Mortgage

Document Number001916/957
DateMar 16, 2026
Book Page1916/957
Lender
NameMAIN STREET BANK
TypeBank
AddressCANFIELD, OH 44406
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateAug 25, 2023
Property Address3245 W READING RD, HILLSDALE, MI 49242-9585
Document Number01856/1041
Book / Page1856 / 1041
Instrument DateAug 11, 2023
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanyNOT AVAILABLE, MIDSTATE TITLE

Transaction

AmountAmount Recorded
Tax$4,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4160 S 600 E, HAMILTON, IN 46742-9533

Mortgage

Document Number0018561044
DateAug 25, 2023
Instrument1856-1044
Lender
NameWAYNE SAVINGS COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2021: Land Contract, Transfer

Document TypeLand Contract
JurisdictionHILLSDALE MI
Recording DateNov 12, 2021
Property Address3245 W READING RD, HILLSDALE, MI 49242-9585
Document Number001812/250
Book / Page1812 / 250
Instrument DateSep 28, 2021
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyAMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3750 BURTCH RD, 3750, GRASS LAKE, MI 49240-9309

Transferred To (Grantee/Buyer)

NameVerified Name
Address5670 E METZ RD, ANGOLA, IN 46703-9211

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
County SubdivisionCambria Township
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$846.00 (-68.98%)$92,500 (+16.35%)$184,902 (+16.27%) Land $34,675 Building $150,227
2023$79,500$159,025 Land $32,175 Building $126,850
2021$2,727.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 17% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Reading Rd

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