3245 Puncheon Fork Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 3245 Puncheon Fork Rd, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 2001
Lot Size	4.12 acres (179,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (May 2026)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9851-66-1530`

Property Details

APN / Parcel Number

Primary APN	`9851-66-1530`
Alternative APNs	`9851661530 0016179` `16179`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Heated Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Unfinished Basement	912 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Logs
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	179,467 sqft (4.12 acres)

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3245 PUNCHEON FORK RD
City	MARS HILL
State	NC
Zip	28754-6301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	66
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1028
Census Tract	10100

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3245 PUNCHEON FORK RD, MARS HILL, NC 28754-6301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 5, 2023	Warranty Deed, Transfer
Aug 23, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	2026361833
Deed Book / Page	834 / 69
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	May 15, 2026
Property Address	3245 PUNCHEON FORK RD, MARS HILL, NC 28754-6301
Document Number	0000361833
Book / Page	834 / 69
Instrument Date	May 15, 2026
Instrument	2026.361833
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 PUNCHEON FORK RD, MARS HILL, NC 28754-6301

Mortgage

Document Number	0000361834,
Date	May 15, 2026
Instrument	2026.361834

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	5.49%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Sep 5, 2023
Property Address	3245 PUNCHEON FORK RD, MARS HILL, NC 28754-6301
Document Number	0007790445
Book / Page	779 / 445
Instrument Date	Sep 1, 2023
Instrument	352066
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Tax	$898.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 CLIFFDALE RD, CHAPEL HILL, NC 27516-4154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 SOUTHERN BLVD STE 102, 102, WEST PALM BEACH, FL 33405-2648

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Aug 23, 2017
Property Address	3245 PUNCHEON FORK RD, MARS HILL, NC 28754-6301
Document Number	0006350435
Book / Page	000635 / 000435
Instrument Date	Aug 23, 2017
Instrument	326315
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36 CLIFFDALE RD CHAPEL HILL NC 275164154, CHAPEL HILL, NC 27516-4154

Mortgage

Document Number	6350438
Date	Aug 23, 2017
Book Page	000635/000438
Instrument	326316

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00	$375,925 (-) Land $79,955 Building $295,970	$375,925 (-) Land $79,955 Building $295,970
2024	$1,871.00	$375,925 (+116.29%) Land $79,955 Building $295,970	$375,925 (+116.29%) Land $79,955 Building $295,970
2023		$173,808 (-) Land $40,417 Building $133,391	$173,808 (-) Land $40,417 Building $133,391
2022		$173,808 Land $40,417 Building $133,391	$173,808 Land $40,417 Building $133,391

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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