3245 Puffin Way, Orange Park, FL 32065 Property Records

Clay County property record for 3245 Puffin Way, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 1990
Lot Size	0.179 acres (7,840 sqft)
Owner	Individual Name on Record
Last Sale	$284,530 (May 2022)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Jul 2025 Transfer May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-04-25-008059-003-76`

Property Details

APN / Parcel Number

Primary APN	`28-04-25-008059-003-76`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,168 sqft Heated Area
Gross Area	1,761 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.179 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Area	317 sqft
Porch	Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3245 PUFFIN WAY
City	ORANGE PARK
State	FL
Zip	32065-7385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 2 BLK 6 WATERVIEW RIDGE UNIT 1 AS REC O R 4610 PG 884, 4949 PG 594
Legal Range	25
Legal Township	04
Legal Section	28
Legal Subdivision	WATERVIEW RDG
Legal Block	6
Legal Lot Number	2
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1017
Census Tract	30906

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	3245 PUFFIN WAY, ORANGE PARK, FL 32065-7385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Intrafamily Transfer, Transfer
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	May 20, 2022 · Amount on Record
Deed Document Number	0046100884
Deed Book / Page	4610 / 884
Last Transfer Date	Jul 14, 2025
Transfer Doc	0049490594
Record Updated	Jun 8, 2026

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Jul 14, 2025
Property Address	3245 PUFFIN WAY, ORANGE PARK, FL 32065-7385
Document Number	0049490594
Book / Page	4949 / 594
Instrument Date	Jul 14, 2025
Instrument	2025032278
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3245 PUFFIN WAY, ORANGE PARK, FL 32065-7385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6258 LEEWARD CT, FLEMING ISLAND, FL 32003-8013

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 20, 2022
Property Address	3245 PUFFIN WAY, ORANGE PARK, FL 32065-7385
Document Number	0046100884
Book / Page	4610 / 884
Map Reference	MB 21 PG 73-75
Instrument Date	May 16, 2022
Instrument	2022032394
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,992.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	789 US HIGHWAY 301 S # SS, 789, BALDWIN, FL 32234-2917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 PUFFIN WAY, ORANGE PARK, FL 32065-7385

Mortgage

Document Number	0004610886
Date	May 20, 2022
Instrument	4610/886

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3245 PUFFIN WAY, ORANGE PARK, FL 32065-7385
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042510048
Date	Nov 14, 2019
Book Page	4251/0048
Instrument	2019060800

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,089.00 (-7.65%) Homeowner's exemption	$177,131 (+5.99%)	$209,588 (+3.18%) Land $35,000 Building $174,588
2023	$2,262.00 (+119.61%) Homeowner's exemption	$167,126 (+78.98%)	$203,135 (+26.67%) Land $35,000 Building $168,135
2022	$1,030.00 Homeowner's exemption	$93,379	$160,368 Land $25,000 Building $135,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	11 (2009–2017)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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