3245 N 2550 E, Layton, UT 84040 Property Records

Davis County property record for 3245 N 2550 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,584 sqft · built 1986
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,396 (Jun 2026)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-138-0462`

Property Details

APN / Parcel Number

Primary APN	`09-138-0462`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Basement Area	865 sqft
Unfinished Basement	865 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	451 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3245 N 2550 E
City	LAYTON
State	UT
Zip	84040-8497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 462, LA DONNA MESA PLAT P. CONT. 0.27 ACRES
Legal Subdivision	LA DONNA MESA PL P
Legal Lot Number	462
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3016
Census Tract	125104

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3245 N 2550 E, LAYTON, UT 84040-8497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDENWEST FCU
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Oct 16, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	20263671959
Deed Book / Page	9015 / 470
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 11, 2026
Property Address	3245 N 2550 E, LAYTON, UT 84040-8497
Document Number	0003671959
Book / Page	9015 / 470
Instrument Date	Jun 9, 2026
Instrument	20263671959
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3245 N 2550 E, LAYTON, UT 84040-8497

Mortgage

Document Number	0003671976,
Date	Jun 11, 2026
Instrument	20263671976

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3245 N 2550 E, LAYTON, UT 84040-8497
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	BACKMAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07660/3024
Date	Dec 18, 2020
Book Page	7660/3024
Instrument	3328329

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3245 N 2550 E, LAYTON, UT 84040-8497
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	AMERICAN SECURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07379/2545
Date	Oct 30, 2019
Book Page	7379/2545
Instrument	3200099

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 16, 2017
Property Address	3245 N 2550 E, LAYTON, UT 84040-8497
Document Number	0003051761
Book / Page	006871 / 001192
Instrument Date	Oct 13, 2017
Instrument	3051761
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	ASPEN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3245 N 2550 E LAYTON UT 840408497, LAYTON, UT 84040-8497

Mortgage

Document Number	3051793
Date	Oct 16, 2017
Book Page	006871/001433
Instrument	3051793

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,950 (+3.25%) Land $148,375 Building $131,575	$509,000 (+3.25%) Land $269,773 Building $239,227
2025	$2,833.00 (+28.42%)	$271,150 (-40.14%) Land $134,405 Building $136,745	$493,000 (+8.83%) Land $244,372 Building $248,628
2024	$2,206.00 (+1,073.4%)
2023	$188.00 (-92.37%)	$453,000 Land $155,248 Building $297,752	$453,000 Land $155,248 Building $297,752
2022	$2,465.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1991 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 61% of Utah
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Connext Networks, Rise Broadband, Utah Broadband.

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