3245 McDonald St, #4, Miami, FL 33133 Property Records

Miami-Dade County property record for 3245 McDonald St, #4, Miami, FL 33133

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,060 sqft · built 1973
Owner	2 Individual Names on File
Last Sale	$165,000 (Oct 2020)
Tax Bill	$9,464 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-4121-072-0040`

Property Details

APN / Parcel Number

Primary APN	`01-4121-072-0040`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,060 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	3245 MCDONALD ST, 4
City	MIAMI
State	FL
Zip	33133-5118
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	5700
Legal Description	SERENDIPITY IN THE GROVE CONDO UNIT 4 UNDIV 1/9TH INT IN COMMON ELEMENTS CLERKS FILES 73R-297046 & 74R-745 OR 20029-1216 1101 1 COC 26441-3780 06 2008 1
Legal Range	41E
Legal Township	54S
Legal Section	21
Legal Subdivision	SERENDIPITY IN THE GROVE CONDO
Legal Block	2
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2004
Census Tract	7103

Owner

3245 McDonald St, #4 is owned and occupied by two individuals who bought it in October 2020.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3245 MCDONALD ST, 4, MIAMI, FL 33133-5118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Quit Claim Deed, Transfer · Conventional Mortgage CHOICE MORTGAGE
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage K & B CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Nov 15, 2019 · Amount on File
Deed Document Number	2020627397
Deed Book / Page	32174 / 249
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	0000627397
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Oct 29, 2020
Property Address	3245 MCDONALD ST # 4, 4, MIAMI, FL 33133-5118
Document Number	0000627397
Book / Page	32174 / 249
Map Reference	MB 8532 PG 809
Instrument Date	Oct 16, 2020
Instrument	2020R0627397
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3245 MCDONALD ST # 4, 3245, MIAMI, FL 33133-5118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 MCDONALD ST # 4, 4, MIAMI, FL 33133-5118

Mortgage

Document Number	0000000251
Date	Oct 29, 2020
Instrument	32174/251

Lender

Name	CHOICE MORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Nov 15, 2019
Property Address	3245 MCDONALD ST # 4, 4, MIAMI, FL 33133-5118
Document Number	0000716585
Book / Page	31690 / 1528
Map Reference	MB 8532 PG 809
Instrument Date	Oct 29, 2019
Instrument	2019R0716585
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 MERRICK WAY # WAY3A, 110, CORAL GABLES, FL 33134-5236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 MCDONALD ST # 4, 4, MIAMI, FL 33133-5118

Mortgage

Document Number	0000001530
Date	Nov 15, 2019
Instrument	31690/1530

Lender

Name	K & B CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3245 McDonald St, #4 was $9,464 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,464.00 Homeowner's exemption	$357,434	$614,100
2023	$9,230.00 (+2.19%) Homeowner's exemption	$337,244 (+3%)	$534,000 (+19.99%)
2022	$9,032.00 Homeowner's exemption	$327,422	$445,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3245 McDonald St, #4 in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 units insured incl. 2 condo units
Nearby Flood Claims	15 (1984–2017)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3245 McDonald St, #4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Google Fiber.

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