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3245 Main St, Vernon, FL 32462 Property Records

Washington County property record for 3245 Main St, Vernon, FL 32462

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,446 sqft · built 1970
Lot Size2.65 acres (115,434 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Sep 2004)
Tax Bill$3,093 (2025)
Deeds & MortgagesAug 2017 Foreclosure
Jun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN000042090001

Property Details

APN / Parcel Number

Primary APN000042090001
Alternative APN
  • 42090001

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,446 sqft Heated Area
Gross Area4,266 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area115,434 sqft (2.65 acres)

Exterior Amenities

PorchOpen Porch
Porch Area380 sqft
Patio Area440 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000042090001
Street Address3245 MAIN ST
CityVERNON
StateFL
Zip32462-2224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 2 15 2.65 ORB 549 P 339 BG SWC OF SE1/4 OF NW1/4, RUN E. 610.45',N.949.2',SW ON 79 192. 45', S 512.35', W 315', S 326. 89'
Legal Range15W
Legal Township02N
Legal Section02
Legal Block4209
Legal Lot Number0001
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group4
Census Block4005
Census Tract970302

Owner

Source: Washington County assessment roll, APN 000042090001, as of July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 381, VERNON, FL 32462-0381
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2017Trustee's Deed, Foreclosure
Jun 14, 2017Loan Modification, Mortgage · Conventional Mortgage
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2004 · Amount on Record
Deed SaleSep 30, 2004 · Amount on Record
Deed Document Number0000549339
Deed Book / Page549 / 339
Record UpdatedJun 08, 2026

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWASHINGTON FL
Recording DateAug 24, 2017
Property Address3245 MAIN ST, VERNON, FL 32462-2224
Document Number0067005832
Book / Page001097 / 000976
Instrument DateAug 22, 2017
Instrument67005832
Transaction TypeForeclosure
Record UpdatedSep 01, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12141 PANAMA CITY BEACH PKWY PANAMA CITY BEACH FL 324072627, PANAMA CITY BEACH, FL 32407-2627

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWASHINGTON FL
Property Address3245 MAIN ST, VERNON, FL 32462-2224
Document Number0067003817
Book / Page001091 / 000726
Instrument DateJun 14, 2017
Transaction TypeMortgage
Record UpdatedJun 28, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3245 MAIN ST VERNON FL 324622224, VERNON, FL 32462-2224

Mortgage

Document Number0067003817
DateJun 19, 2017
Book Page001091/000726
Instrument67003817
Lender
NameCENTENNIAL BK
TypeBank
AddressCRAWFORDVILLE, FL 32327
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll as of July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
MunicipalityVernon City
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,093.00 (+9.33%) Homeowner's exemption$205,174 (+2.9%)$346,493 (+9.84%) Land $18,020 Building $328,473
2024$2,829.00 (+1.98%) Homeowner's exemption$199,392 (+3%)$315,443 (+8.49%) Land $15,900 Building $299,543
2023$2,774.00 (+2.36%) Homeowner's exemption$193,584 (+3%)$290,755 (+9.66%) Land $15,900 Building $274,855
2022$2,710.00 Homeowner's exemption$187,946$265,147 Land $13,250 Building $251,897

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), as of July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339703024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 43 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1670710, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF VERNON
serves 736 people
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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