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3245 Loch Ness Loop, Mount Vernon, WA 98273 Property Records

Skagit County property record for 3245 Loch Ness Loop, Mount Vernon, WA 98273 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2020
Square Footage1,479 sqft Living Area
Lot Size5,937 sqft (0.136 acres)
OccupancyOwner Occupied
Last Sale$587,000 (2026)
Tax Bill$5,330.00 (2025)

Property Details

APN / Parcel Number

Primary APN6053-000-031-0000
Alternative APN
  • P134240

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,479 sqft Living Area
Gross Area1,913 sqft Gross Area
1st Floor1,479 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area5,937 sqft (0.136 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area410 sqft Garage
Deck Area147 sqft Deck
Porch1 Porch
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3245 LOCH NESS LOOP
CityMOUNT VERNON
StateWA
Zip98273-4736
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description(0.1363 AC) LOT 31, PLAT OF HIGHLAND GREENS DIVISION 1 PHASE B, A PLANNED UNIT DEVELOPMENT, AS PER PLAT RECORDED JUNE 21, 2018, UNDER AUDITORS FILE NO. 201806210062, RECORDS OF SKAGIT COUNTY, WASHINGTON.
Legal Range04
Legal Township34
Legal Section09
Legal SubdivisionHIGHLAND GREENS DIVISION 1
Legal PhaseB
Legal Block2
Legal Lot Number31
JurisdictionSKAGIT WA
Minor Civil DivisionMOUNT VERNON
Census Blockgroup2
Census Block2022
Census Tract952304

Owner

Source: Skagit County records · APN 6053-000-031-0000

Assessment roll updated November 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3245 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4736
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
May 10, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SCOTT L & LINDA T GRAFENAUER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2026 · Amount on Record
Deed SaleJul 02, 2026 · Amount on Record
Prior SaleMay 10, 2019 · Amount on Record
Deed Doc Number202679
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSKAGIT WA
Recording DateJul 02, 2026
Property Address3245 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4736
Document Number0000000079
Instrument DateJul 01, 2026
Instrument202679
Transaction TypeTransfer
Record UpdatedJul 10, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$960,368.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4736

Mortgage

Document Number0000000080,
DateJul 02, 2026
Instrument2026280
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

May 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSKAGIT WA
Recording DateMay 10, 2019
Property Address3245 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4736
Document Number0005100136
Instrument DateMay 02, 2019
Instrument5100136
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 21, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,642.62
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 LOCH NESS LOOP MOUNT VERNON WA 982734736, MOUNT VERNON, WA 98273-4736

Mortgage

Document Number5100137
DateMay 10, 2019
Instrument5100137
Lender
NameSCOTT L & LINDA T GRAFENAUER
Address20905 36TH AVE NW, STANWOOD, WA 98292-9046
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Skagit County records · Assessment roll updated November 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateWashington
CountySkagit County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,330.00$540,200 Land $205,200 Building $335,000$540,200 Land $205,200 Building $335,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 4% of the US · above 2% of Washington
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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