San Joaquin County property record for 3245 Kipling Dr, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,095 sqft · built 2022 |
| Lot Size | 0.185 acres (8,066 sqft) |
| Owner | Individual Name on File |
| Last Sale | $899,500 (Sep 2022) |
| Tax Bill | $18,714 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 210-730-270-000 |
| Primary APN | 210-730-270-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,095 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Construction Type | Wood |
| Lot Area | 8,066 sqft (0.185 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3245 KIPLING DR |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-8134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78 RIVER ISLANDS STG 2B VILLAGE FF 4067 |
| Legal Lot Number | 78 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5214 |
Source: San Joaquin County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3245 KIPLING DR, LATHROP, CA 95330-8134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on Record |
| Deed Sale | Sep 2, 2022 · Amount on Record |
| Deed Document Number | 2022-104348 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 2, 2022 |
| Property Address | 3245 KIPLING DR, LATHROP, CA 95330-8134 |
| Document Number | 0000104348 |
| Map Reference | MB 43 PG 163 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022-104348 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3245 KIPLING DRIVE, LATHROP, CA 95330-8134 |
| Document Number | 0000104349 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 2022-104349 |
| Name | WHEELHOUSE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
Source: San Joaquin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $18,714.00 (+4.61%) Homeowner's exemption | $929,733 (+4.04%) Land $280,908 Building $648,825 |
| 2023 | $17,889.00 (+94.98%) Homeowner's exemption | $893,631 Land $270,000 Building $623,631 |
| 2022 | $9,175.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Zinnia Networks Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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