Osceola County property record for 3245 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,558 sqft · built 2017 |
| Lot Size | 4.84 acres (211,266 sqft) |
| Owner | Owner Name on File |
| Last Sale | $66,000 (May 2014) |
| Tax Bill | $5,815 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Sep 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 87722 |
| Primary APN | 87722 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,558 sqft Heated Area |
| Gross Area | 3,704 sqft Gross Area |
| 1st Floor Area | 2,558 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 211,266 sqft (4.84 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished |
| Garage Area | 588 sqft Garage |
| Pool Area | 512 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 841 sqft Deck |
| Porch | Open Porch |
| Porch Area | 558 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 87722 |
|---|---|
| Street Address | 3245 KAISER AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR ESTATES UNIT 1 PB 1 PG 363 LOT 15 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR EST 1 |
| Legal Tract | 5070 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 43304 |
Source: Osceola County records · APN 87722
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3245 KAISER AVE, SAINT CLOUD, FL 34772-9322 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 12, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Sep 22, 2017 | Loan Modification, Mortgage CENTERSTATE BK/FL |
| Last Sale | May 22, 2014 · Amount on Record |
|---|---|
| Deed Sale | May 22, 2014 · Amount on Record |
| Prior Sale | Mar 15, 2007 · Amount on Record |
| Deed Document Number | 0004613164 |
| Deed Book / Page | 4613 / 164 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3245 KAISER AVE, SAINT CLOUD, FL 34772-9322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053482338 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 5348/2338 |
| Instrument | 2018090476 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | 04898 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 11, 2028 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3245 KAISER AVE, SAINT CLOUD, FL 34772-9322 |
| Document Number | 0052141393 |
| Book / Page | 005214 / 001393 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2017 |
| Title Company | OSCEOLA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4755 MILDRED BASS RD ST CLOUD FL 347729385, ST CLOUD, FL 34772-9385 |
| Document Number | 0052141393 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 005214/001393 |
| Instrument | 137310 |
| Name | CENTERSTATE BK/FL |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,815.00 (+6.66%) Homeowner's exemption | $409,170 (+5.99%) | $634,200 (+6.86%) Land $125,600 Building $508,600 |
| 2023 | $5,452.00 (+3.79%) Homeowner's exemption | $386,058 (+3%) | $593,500 (+13.33%) Land $112,000 Building $481,500 |
| 2022 | $5,253.00 Homeowner's exemption | $374,814 | $523,700 Land $108,600 Building $415,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 67% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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