3245 James Dr, Carlsbad, CA 92008 Property Records

San Diego County property record for 3245 James Dr, Carlsbad, CA 92008

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,154 sqft · built 1988
Lot Size	0.251 acres (10,929 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,099 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`205-060-55-00`

Property Details

APN / Parcel Number

Primary APN	`205-060-55-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,154 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	10,929 sqft (0.251 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3245 JAMES DR
City	CARLSBAD
State	CA
Zip	92008-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10000
Legal Description	PAR B TR PM14330
Legal Subdivision	CITY OF CARLSBAD
Legal Tract	14330
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	17801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3245 JAMES DR, CARLSBAD, CA 92008-1962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 20, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 14, 2020	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST DIRECT LNDG
Jan 12, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020
Deed Sale	Jan 14, 2020
Prior Sale	Apr 23, 1999 · Amount on Record
Deed Document Number	202019793
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0000019793
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3245 JAMES DR, CARLSBAD, CA 92008-1962
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 JAMES DR, CARLSBAD, CA 92008-1962

Mortgage

Document Number	0000779080
Date	Nov 10, 2021
Instrument	2021-0779080

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48266

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jun 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3245 JAMES DR, CARLSBAD, CA 92008-1962
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 JAMES DR, CARLSBAD, CA 92008-1962

Mortgage

Document Number	0000088501
Date	Feb 28, 2022
Instrument	2022-0088501

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3245 JAMES DR, CARLSBAD, CA 92008-1962
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 JAMES DR, CARLSBAD, CA 92008-1962

Mortgage

Document Number	0000637362
Date	Oct 20, 2020
Instrument	2020-0637362

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2020
Property Address	3245 JAMES DR, CARLSBAD, CA 92008-1962
Document Number	0000019793
Instrument Date	Jan 9, 2020
Instrument	19793
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3245 JAMES DR CARLSBAD CA 920081962, CARLSBAD, CA 92008-1962

Mortgage

Document Number	19794
Date	Jan 14, 2020
Instrument	19794

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3245 JAMES DR, CARLSBAD, CA 92008-1962
Document Number	0000434487
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3245 JAMES DR CARLSBAD CA 920081962, CARLSBAD, CA 92008-1962

Mortgage

Document Number	0000434487
Date	Sep 22, 2017
Instrument	434487

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3245 JAMES DR, CARLSBAD, CA 92008-1962
Document Number	0000029264
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 25, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3245 JAMES DR CARLSBAD CA 920081962, CARLSBAD, CA 92008-1962

Mortgage

Document Number	0000029264
Date	Jan 19, 2017
Instrument	29264

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$857,764 (+2%) Land $615,170 Building $242,594
2025	$9,099.00 (+4.07%) Homeowner's exemption	$840,946 (+4.04%) Land $603,108 Building $237,838
2023	$8,743.00 (+1.58%) Homeowner's exemption	$808,293 Land $579,690 Building $228,603
2022	$8,607.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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