3245 Jack Rd, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 3245 Jack Rd, Laurel Hill, FL 32567

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,374 sqft · built 2005
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Apr 2023 Transfer Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-9946-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-9946-0`
Alternative APNs	`34-5N-23-0000-0001-0020` `23N534000000010020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,374 sqft Living Area
Gross Area	5,583 sqft
1st Floor Area	930 sqft
Upper Floors Area	582 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	479,160 sqft (11 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Porch	Finished/Open Porch
Porch Area	2,830 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3245 JACK RD
City	LAUREL HILL
State	FL
Zip	32567-8265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE COR OF SEC 27-5N-23 N 437.82 FT W 819 FT S 756.69 FT TO R/W N 40 DEG E 60 FT NE ALG CURVE 220.58 FT E 329.12 FT S 86 DEG E 147 FT E TO SEC LINE OF SEC 34 N TO POB
Legal Range	23W
Legal Township	05N
Legal Section	34
Legal Block	1
Legal Lot Number	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	LAUREL HILL
Census Block Group	1
Census Block	1109
Census Tract	20200

Owner

Source: Okaloosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3245 JACK RD, LAUREL HILL, FL 32567-8265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Intrafamily Transfer, Transfer
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 4, 2023
Transfer Doc	0036692094
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Apr 5, 2023
Property Address	3245 JACK RD, LAUREL HILL, FL 32567-8265
Document Number	0036692094
Book / Page	3669 / 2094
Instrument Date	Apr 4, 2023
Instrument	3616026
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3245 JACK RD, LAUREL HILL, FL 32567-8265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 JACK RD, LAUREL HILL, FL 32567-8265

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3245 JACK RD, LAUREL HILL, FL 32567-8265
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 JACK RD, LAUREL HILL, FL 32567-8265

Mortgage

Document Number	0035861212
Date	Nov 10, 2021
Book Page	3586/1212
Instrument	3504162

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,071.00 (+11.43%) Homeowner's exemption	$320,310 (+4.91%)	$474,800 (+4.52%) Land $42,582 Building $432,218
2023	$2,756.00 (+3.96%) Homeowner's exemption	$305,312 (+4.36%)	$454,247 (+8.12%) Land $38,019 Building $416,228
2022	$2,651.00 Homeowner's exemption	$292,551	$420,147 Land $36,209 Building $383,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2009)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Fidium Fiber, T-Mobile.

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