3245 Gary Ln, Merrick, NY 11566 Property Records

Nassau County and Hempstead Town property record for 3245 Gary Ln, Merrick, NY 11566

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,161 sqft · built 1966
Lot Size0.205 acres (8,910 sqft)
Owner2 Individual Names on File
Last Sale$840,000 (Dec 2020)
Tax Bill$23,768 (2025)
Deeds & MortgagesOct 2019 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN63-324-00-0006

Property Details

APN / Parcel Number

Primary APN63-324-00-0006
Alternative APNs
  • 2089-63-324-00-0006-0
  • 63324000006000000000
  • 282089 63.-324-6
  • 63324 00060

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,161 sqft Living Area
Gross Area3,446 sqft
1st Floor Area1,392 sqft
Basement Area285 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleTri-Level
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area8,910 sqft (0.205 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchOpen Frame Porch
Porch Area123 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number63324 00060
Street Address3245 GARY LN
CityMERRICK
StateNY
Zip11566-5524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 025
Legal Block324
Legal Lot Number6
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4002
Census Tract415202

Owner

3245 Gary Ln is owned and occupied by two individuals who bought it in December 2020.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address3245 GARY LN, MERRICK, NY 11566-5524
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
NATIONWIDE MORTGAGE BANKERS
Dec 18, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
PROVIDENCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2020 · Amount on File
Deed SaleDec 18, 2020 · Amount on File
Deed Document Number2020124175
Deed Book / Page14015 / 254
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address3245 GARY LN, MERRICK, NY 11566-5524
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0437140616
DateOct 3, 2019
Book Page43714/616
Instrument2019-086163
Lender
NameNATIONWIDE MORTGAGE BANKERS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate

December 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateDec 18, 2020
Property Address3245 GARY LN, MERRICK, NY 11566-5524
Document Number0140150254
Book / Page14015 / 254
Map ReferenceMAP 7909
Instrument DateNov 30, 2020
Instrument2020-124175
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyAMTRUST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2960 STEVENS ST, OCEANSIDE, NY 11572-2022

Mortgage

Document Number202012417644834964
DateDec 18, 2020
Instrument2020-12417644834964
Lender
NamePROVIDENCE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3245 Gary Ln was $23,768.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Secondary School DistrictBellmore-Merrick Central High School District (07 - 12)
Elementary School DistrictMerrick Union Free School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$827 Land $339 Building $488$827,000
2025$23,768.00
2023$20,658.00 Additional exemption filed$827 Land $339 Building $488$827,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3245 Gary Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 360 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies360 in force
Nearby Flood Claims428 (1979–2023)
Claims Outside the SFHA246 of 428
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 254 claims
  • Hurricane Irene, Aug 2011 · 33 claims
  • Hurricane Gloria, Sep 1985 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3245 Gary Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - MERRICK
private · serves 135,000 people · EPA ID NY2902840
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile.

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