3245 Elcano Ln, Cantonment, FL 32533 Property Records

Escambia County property record for 3245 Elcano Ln, Cantonment, FL 32533

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,492 sqft · built 1985
Lot Size0.671 acres (29,272 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Mar 1996)
Tax Bill$1,481 (2024)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-1N-30-5000-110-003

Property Details

APN / Parcel Number

Primary APN15-1N-30-5000-110-003
Alternative APN
  • 110201650

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,492 sqft Adjusted Area
1st Floor Area1,280 sqft
Upper Floors Area680 sqft
SunroomSunroom
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area29,272 sqft (0.671 acres)
Garage TypeUnfinished
Garage Area609 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area428 sqft
Deck AreaDeck Area
Patio Area530 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number110201650
Old Parcel Number110201650
Street Address3245 ELCANO LN
CityCANTONMENT
StateFL
Zip32533-6876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLT 11 BLK C ARROWHEAD LAKE EST PB 11 P 76 OR 3935 P 608
Legal Range30W
Legal Township01N
Legal Section15
Legal SubdivisionARROWHEAD LAKE ESTATES
Legal BlockC
Legal Lot Number11
JurisdictionESCAMBIA FL
Township / Civil DivisionCANTONMENT
Census Block Group4
Census Block4005
Census Tract3608

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3245 ELCANO LN, CANTONMENT, FL 32533-6876
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 1996 · Amount on Record
Deed SaleMar 14, 1996 · Amount on Record
Prior SaleDec 29, 1995 · Amount on Record
Deed Document Number0393500608
Deed Book / Page03935 / 00608
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address3245 ELCANO LN, CANTONMENT, FL 32533-6876
Transaction TypeMortgage
Record UpdatedJul 30, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 ELCANO LN, CANTONMENT, FL 32533-6876

Mortgage

Document Number0085751170
DateJul 15, 2021
Book Page8575/1170
Instrument2021078108
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 22, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$149,708 (+5.99%)$308,951 (+5.92%) Land $40,000 Building $268,951
2024$1,481.00 (+1.16%)
2023$1,464.00 (+2.81%) Homeowner's exemption$141,252 (+3%)$291,677 (+15.47%) Land $40,000 Building $251,677
2022$1,424.00 Homeowner's exemption$137,138$252,589 Land $30,000 Building $222,589

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGONZALEZ UTILITIES ASSOCIATION, INC.
private · serves 6,668 people · EPA ID FL1170302
Water SourceGroundwater
Last State InspectionOct 2024
Lead5 ppb (2023)
action level 15 ppb
Copper1.4 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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