Osceola County property record for 3245 Edsel Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,392 sqft Living Area |
| Lot Size | 105,589 sqft (2.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100 (2023) |
| Tax Bill | $631.00 (2024) |
| Primary APN | 25-26-30-4950-0001-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,392 sqft Living Area |
| 1st Floor Area | 2,392 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 105,589 sqft (2.42 acres) |
| Shed | 1 Shed |
| Shed Area | 99 sqft Shed |
| Deck Area | 100 sqft Deck |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3245 EDSEL AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8139 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S L & I C PB B PG 12 N 1/2 OF LOT 11 & N 50 FT OF W 47.5 FT OF S 1/2 LOT 11 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 43304 |
Source: Osceola County records · APN 25-26-30-4950-0001-0110
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 14, 2024 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 11, 2023 | Intrafamily Transfer, Transfer · VA Mortgage CAPITAL HOME MORTGAGE LLC |
| Oct 18, 2019 | Deed of Trust, Mortgage · VA Mortgage CITYWORTH MORTGAGE LLC |
| Nov 12, 2019 | Deed of Trust, Mortgage · VA Mortgage CITYWORTH MORTGAGE LLC |
| Sep 15, 2021 | Intrafamily Transfer, Transfer · VA Mortgage CITYWORTH MORTGAGE LLC |
| Feb 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 16, 2017 | Warranty Deed, Transfer · VA Mortgage CITYWORTH MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Prior Sale | Sep 15, 2021 |
| Deed Document Number | 202389302 |
| Deed Book / Page | 6439 / 35 |
| Prior Transfer Date | Jun 21, 2023 |
| Prior Transfer Doc | 0064390035 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Document Number | 0066962245 |
|---|---|
| Date | Nov 14, 2024 |
| Book Page | 6696/2245 |
| Instrument | 2024145472 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 11, 2023 |
| Property Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Document Number | 0064390035 |
| Book / Page | 6439 / 35 |
| Map Reference | MB B PG 12 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023089302 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Document Number | 0000643940 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 6439/40 |
| Name | CAPITAL HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056081143 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 5608/1143 |
| Instrument | 2019135220 |
| Name | CITYWORTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22033 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056212957 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 5621/2957 |
| Instrument | 2019146879 |
| Name | CITYWORTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22033 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 15, 2021 |
| Property Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Document Number | 0060432950 |
| Book / Page | 6043 / 2950 |
| Map Reference | MB B PG 12 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021143287 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Document Number | 0060432953 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 6043/2953 |
| Name | CITYWORTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 18, 2019 |
| Property Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Document Number | 0054782184 |
| Book / Page | 005478 / 002184 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 20752 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 800 NEPTUNE POINTE LN KISSIMMEE FL 347445932, KISSIMMEE, FL 34744-5932 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 16, 2017 |
| Property Address | 3245 EDSEL AVE, SAINT CLOUD, FL 34772-8139 |
| Document Number | 0052241103 |
| Book / Page | 5224 / 1103 |
| Map Reference | MB B POG12 |
| Instrument Date | Oct 15, 2017 |
| Instrument | 2017147814 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NEW HOME TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1195 KINSMEN DR, 1195, AUBURNDALE, FL 33823-2014 |
| Name | Verified Name |
|---|---|
| Address | 800 NEPTUNE POINTE LN, KISSIMMEE, FL 34744-5932 |
| Document Number | 0052241105 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 5224/1105 |
| Instrument | 2017147815 |
| Name | CITYWORTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22033 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (+12.84%) | $217,975 (+5.99%) | $399,600 (+1.86%) Land $122,200 Building $277,400 |
| 2024 | $631.00 (+1.61%) | ||
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $205,663 (+3%) | $392,300 (+33.39%) Land $122,200 Building $270,100 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $199,673 | $294,100 Land $96,800 Building $197,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 546 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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