3245 E Bell Oaks Cir, Sandy, UT 84092 Property Records

Salt Lake County property record for 3245 E Bell Oaks Cir, Sandy, UT 84092

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,234 sqft · built 1987
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Oct 2024)
Tax Bill	$5,140 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-11-402-010`

Property Details

APN / Parcel Number

Primary APN	`28-11-402-010`
Alternative APN	`28-11-402-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,234 sqft Living Area
Gross Area	5,453 sqft
1st Floor Area	1,520 sqft
Upper Floors Area	1,314 sqft
Basement Area	1,446 sqft
Finished Basement	1,400 sqft
Unfinished Basement	46 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2004
Architectural Style	Modern
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	38,768 sqft (0.89 acres)
View / Lot	Woodland
Garage Type	Attached
Garage Area	988 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Covered Porch
Porch Area	185 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	3245 E BELL OAKS CIR
City	SANDY
State	UT
Zip	84092-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1105
Legal Description	LOT 10, BELL OAKS 5415-2342 5421-0277 5439-2295 5822-0637 5822-0637 5906-1786 6021-0719 6034-2687 6668-2145 7421-1610 7421-1613 8062-1624 10402-1973 10762-7120
Legal Range	1E
Legal Township	3S
Legal Section	11
Legal Subdivision	BELL OAKS
Legal Block	1
Legal Lot Number	10
Jurisdiction	SALT LAKE UT
Township / Civil Division	COTTONWOOD
Census Block Group	1
Census Block	1033
Census Tract	110106

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3245 E BELL OAKS CIR, SANDY, UT 84092-4255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Prior Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	202414306381
Deed Book / Page	11528 / 5770
Prior Transfer Date	Oct 24, 2024
Prior Transfer Doc	0014306381
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	3245 E BELL OAKS CIR, SANDY, UT 84092-4255
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	VANGUARD TITLE-UNION PK, VANGUARD TITLE UNION PARK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013568182
Date	Feb 16, 2021
Book Page	11119/903
Instrument	13568182

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Mar 22, 2019
Property Address	3245 E BELL OAKS CIR, SANDY, UT 84092-4255
Document Number	0012954148
Book / Page	10762 / 7120
Instrument Date	Mar 18, 2019
Instrument	12954148
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	INTEGRATED TITLE INS SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3245 E BELL OAKS CIR, SANDY, UT 84092-4255

Mortgage

Document Number	0012954149
Date	Mar 22, 2019
Instrument	12954149

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Sandy City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,140.00 Homeowner's exemption	$978,000 (+104.91%) Land $589,400 Building $388,600	$978,000 (+12.7%) Land $589,400 Building $388,600
2024	$5,140.00 (+12.15%)
2023	$4,583.00 (-5.19%) Homeowner's exemption	$477,290 Land $292,765 Building $184,525	$867,800 Land $532,300 Building $335,500
2022	$4,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 47% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY CITY WATER SYSTEM serves 99,750 people · EPA ID UTAH18028
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband.

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