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3245 Conservancy Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3245 Conservancy Dr, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,348 sqft · built 2010
Lot Size0.139 acres (6,055 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Jun 2026)
Tax Bill$4,844 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Apr 2022 Sale & Mortgage
+ 1 more
APN0442001000600

Property Details

APN / Parcel Number

Primary APN0442001000600

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,348 sqft Living Area
1st Floor Area1,209 sqft
Upper Floors Area1,139 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,055 sqft (0.139 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area224 sqft
Deck Area484 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3245 CONSERVANCY DR
CityCHESAPEAKE
StateVA
Zip23323-1287
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description60 CULPEPPER LANDING PH 1A
Legal SubdivisionCULPEPPER LANDING
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3045
Census Tract21301

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3245 CONSERVANCY DR, CHESAPEAKE, VA 23323-1287
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Bargain and Sale Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE
Apr 4, 2022Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jul 31, 2019Warranty Deed, Transfer · VA Mortgage
E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleApr 4, 2022 · Amount on Record
Deed Document Number202616756
Deed Book / Page10996 / 41
Record UpdatedSep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 30, 2026
Property Address3245 CONSERVANCY DR, CHESAPEAKE, VA 23323-1287
Document Number0000016756
Book / Page10996 / 41
Instrument DateJun 16, 2026
Instrument202616756
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$55,045.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 CONSERVANCY DR, CHESAPEAKE, VA 23323-1287

Mortgage

Document Number0000016757,
DateJun 30, 2026
Instrument202616757
Lender
NameATLANTIC BAY MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 4, 2022
Property Address3245 CONSERVANCY DR, CHESAPEAKE, VA 23323-1287
Document Number10541/1063
Book / Page10541 / 1063
Instrument DateMar 29, 2022
Instrument220011257
Transaction TypeTransfer
Record UpdatedApr 20, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 CONSERVANCY DR, CHESAPEAKE, VA 23323-1287

Mortgage

Document Number0220011258
DateApr 4, 2022
Instrument220011258
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 31, 2019
Property Address3245 CONSERVANCY DR, CHESAPEAKE, VA 23323-1287
Document Number10038/558
Book / Page10038 / 558
Instrument DateJul 26, 2019
Instrument190019458
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 CONSERVANCY DR, CHESAPEAKE, VA 23323-1287

Mortgage

Document Number190019459
DateJul 31, 2019
Instrument190019459
Lender
NameE MORTGAGE MANAGEMENT LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,844.00 (+1.76%)$479,600 (+4.81%) Land $150,000 Building $329,600$479,600 (+4.81%) Land $150,000 Building $329,600
2024$4,760.00 (+31.09%)
2023$457,600 (+6.79%) Land $140,000 Building $317,600$457,600 (+6.79%) Land $140,000 Building $317,600
2022$428,500 Land $130,000 Building $298,500$428,500 Land $130,000 Building $298,500
2019$3,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims9 (1999–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

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