3245 Clipper Pl, Jacksonville, FL 32216 Property Records

Duval County property record for 3245 Clipper Pl, Jacksonville, FL 32216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,990 sqft · built 1981
Lot Size	0.272 acres (11,840 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Aug 2026)
Tax Bill	$4,183 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`154379-0810`

Property Details

APN / Parcel Number

Primary APN	`154379-0810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	1,990 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,840 sqft (0.272 acres)
Lot Dimensions	115 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	353 sqft
Deck Area	Deck Area
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3245 CLIPPER PL
City	JACKSONVILLE
State	FL
Zip	32216-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	36-70 52-3S-27E SECRET COVE UNIT TWO LOT 56 BLK 1
Legal Range	27E
Legal Township	03S
Legal Section	52
Legal Subdivision	SECRET COVE UNIT 02
Legal Block	1
Legal Lot Number	56
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1002
Census Tract	15929

Owner

3245 Clipper Pl is owned and occupied by two individuals who bought it in August 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3245 CLIPPER PL, JACKSONVILLE, FL 32216-6312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST MORTGAGE FUNDING
Mar 17, 2017	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Document Number	2026189996
Deed Book / Page	22018 / 687
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 14, 2026
Property Address	3245 CLIPPER PL, JACKSONVILLE, FL 32216-6312
Document Number	0000189996
Book / Page	22018 / 687
Instrument Date	Aug 10, 2026
Instrument	2026189996
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 CLIPPER PL, JACKSONVILLE, FL 32216-6312

Mortgage

Document Number	0000189997,
Date	Aug 14, 2026
Instrument	2026189997

Lender

Name	FIRST MORTGAGE FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 17, 2017
Property Address	3245 CLIPPER PL, JACKSONVILLE, FL 32216-6312
Document Number	0179141488
Book / Page	017914 / 001488
Instrument Date	Mar 10, 2017
Instrument	62956
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	RIVERVIEW SETTLEMENT SERVICES, HOMEGUARD TITLE&TR/JACKSONVILL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 CLIPPER PL JACKSONVILLE FL 322166312, JACKSONVILLE, FL 32216-6312

Mortgage

Document Number	179141490
Date	Mar 17, 2017
Book Page	017914/001490
Instrument	62957

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3245 Clipper Pl was $4,183, up 6.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,571 (+2.7%)	$354,827 (+0.35%) Land $162,709 Building $192,118
2025	$4,183.00 (+6.85%) Homeowner's exemption	$255,668	$353,578 Land $165,000 Building $188,578
2024	$3,915.00 (+2.86%)
2023	$3,806.00 (+9.21%) Homeowner's exemption	$241,227 (+3%)	$321,514 (+2.75%) Land $145,000 Building $176,514
2022	$3,485.00 Homeowner's exemption	$234,201	$312,900 Land $145,000 Building $167,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3245 Clipper Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3245 Clipper Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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