3245 Chappelwood Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3245 Chappelwood Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,788 sqft · built 2021
Lot Size	0.39 acres (16,981 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Aug 2021)
Tax Bill	$2,045 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-991-0303-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-991-0303-8`
Alternative APNs	`26-4N-23-1030-000A-0070` `23N4261030000A0070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	1,788 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	16,981 sqft (0.39 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3245 CHAPPELWOOD DR
City	CRESTVIEW
State	FL
Zip	32539-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKERIDGE EST LOT 7 BLK A
Legal Range	23W
Legal Township	04N
Legal Section	26
Legal Subdivision	LAKERIDGE EST
Legal Block	A
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1005
Census Tract	20303

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3245 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jun 22, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK
Aug 18, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Sep 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 1, 2020	Deed of Trust, Construction Loan · Construction Mortgage MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	20213481433
Deed Book / Page	3567 / 4998
Last Transfer Date	Jun 16, 2023
Transfer Doc	0036803101
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	May 14, 2026
Property Address	3245 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265
Document Number	0003816629
Instrument Date	Apr 20, 2026
Instrument	20263816629
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265

Mortgage

Document Number	0003816629,
Date	May 14, 2026
Instrument	20263816629

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jun 22, 2023
Property Address	3245 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265
Document Number	0036803101
Book / Page	3680 / 3101
Map Reference	MB 24 PG 4-6
Instrument Date	Jun 16, 2023
Instrument	3631347
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3245 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265

Mortgage

Document Number	0036803103
Date	Jun 22, 2023
Book Page	3680/3103
Instrument	3631348

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 18, 2021
Property Address	3245 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265
Document Number	0035674998
Book / Page	3567 / 4998
Map Reference	MB 24 PG 4-6
Instrument Date	Aug 18, 2021
Instrument	3481433
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,889.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265

Mortgage

Document Number	0035674999
Date	Aug 18, 2021
Instrument	3567/4999

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 14, 2020
Property Address	3245 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265
Document Number	0034914981
Book / Page	003491 / 004981
Instrument Date	Aug 15, 2020
Instrument	3391030
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51201 DOWNING CT ELKHART IN 465146046, ELKHART, IN 46514-6046

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	May 1, 2020
Property Address	3245 CHAPPELWOOD DR, CRESTVIEW, FL 32539-9265
Document Number	0034593502
Book / Page	003459 / 003502
Instrument Date	Apr 30, 2020
Instrument	3355419
Transaction Type	Construction Loan
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7700 US HIGHWAY 98 W SANTA ROSA BEACH FL 324593270, SANTA ROSA BEACH, FL 32459-3270

Mortgage

Document Number	34593502
Date	May 1, 2020
Book Page	003459/003502
Instrument	3355419

Lender

Name	MISCELLANEOUS INS CO
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 30, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,045.00 (-3.08%) Homeowner's exemption	$238,107 (-2.28%) Land $37,532 Building $200,575	$238,107 (-13.28%) Land $37,532 Building $200,575
2023	$2,110.00 (+2.43%) Homeowner's exemption	$243,669 (+3%)	$274,561 (+8.64%) Land $17,867 Building $256,694
2022	$2,060.00 Homeowner's exemption	$236,572	$252,718 Land $16,698 Building $236,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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