3245 Chambers Rd, Caro, MI 48723 Property Records

Tuscola County property record for 3245 Chambers Rd, Caro, MI 48723

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1969
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-032-300-0700-00`

Property Details

APN / Parcel Number

Primary APN	`013-032-300-0700-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,104 sqft Building Perimeter
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Lot Area	435,600 sqft (10 acres)
Garage Area	1,272 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3245 CHAMBERS RD
City	CARO
State	MI
Zip	48723-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	032-3007-000 IND-32-302B1 SEC 32 T12N R9E N 18 RDS OF W 1/2 OF SW 1/4 ALSO S 33 FT OF W 1/2 OF NW 1/4. 10 A.
Legal Range	09E
Legal Township	12N
Legal Section	32
Jurisdiction	TUSCOLA MI
Township / Civil Division	INDIANFIELDS
Census Block Group	3
Census Block	3052
Census Tract	700

Owner

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3245 CHAMBERS RD, CARO, MI 48723-9271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 13, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	3245 CHAMBERS RD, CARO, MI 48723-9271
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 CHAMBERS RD, CARO, MI 48723-9271

Mortgage

Document Number	, 0001495687
Date	Nov 17, 2021
Book Page	1495/687

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	3245 CHAMBERS RD, CARO, MI 48723-9271
Document Number	0014660574
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3245 CHAMBERS RD CARO MI 487239271, CARO, MI 48723-9271

Mortgage

Document Number	0014660574
Date	Jan 4, 2021
Book Page	001466/000574

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jan 3, 2033

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	3245 CHAMBERS RD, CARO, MI 48723-9271
Document Number	0014130347
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3245 CHAMBERS RD CARO MI 487239271, CARO, MI 48723-9271

Mortgage

Document Number	0014130347
Date	Dec 19, 2018
Book Page	001413/000347

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 18, 2033

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Indianfields Township
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,000 (+3.74%)	$172,000 (+3.74%)
2025	$2,000.00 (+33.69%) Homeowner's exemption	$82,900 (+7.94%)	$165,800 (+7.94%)
2023		$76,800	$153,600
2020	$1,496.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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