3245 Bride Rd, Covington, TN 38019 Property Records

Tipton County property record for 3245 Bride Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,690 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Jul 2007)
Tax Bill	$723 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084017 04201`

Property Details

APN / Parcel Number

Primary APN	`084017 04201`
Alternative APN	`017 04201`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,690 sqft Living Area
1st Floor Area	1,056 sqft
Upper Floors Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3245 BRIDE RD
City	COVINGTON
State	TN
Zip	38019-6281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 12, COUNTY AREA: C64
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1019
Census Tract	40400

Owner

Source: Tipton County records · APN 084017 04201

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3245 BRIDE RD, COVINGTON, TN 38019-6281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2007 · Amount on Record
Deed Sale	Jul 25, 2007 · Amount on Record
Prior Sale	Dec 01, 2003 · Amount on Record
Deed Book / Page	1356 / 586
Last Transfer Date	Jan 29, 2025
Transfer Doc	0000206815
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	3245 BRIDE RD, COVINGTON, TN 38019-6281
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 BRIDE RD, COVINGTON, TN 38019-6281

Mortgage

Document Number	0002115328
Date	Mar 05, 2026
Book Page	2115/328
Instrument	290545

Lender

Name	LEADERS CU
Type	Credit Union
Address	35 STONEBRIDGE BLVD, JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$723.00 (+6.48%)	$47,525 (-) Land $5,275 Building $42,250
2023		$47,525 Land $5,275 Building $42,250
2022	$679.00
2020			$190,100 Land $21,100 Building $169,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
AT&T DSL	100 / 20

Based on FCC filings for 11 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.