3245 Alder Ave, Merced, CA 95340 Property Records

Merced County property record for 3245 Alder Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,460 sqft · built 1965
Lot Size	0.23 acres (9,999 sqft)
Owner	2 Company Names on Record
Last Sale	$270,000 (Aug 2020)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-042-005-000`

Property Details

APN / Parcel Number

Primary APN	`008-042-005-000`
Alternative APN	`008-042-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	1,870 sqft
1st Floor Area	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1975
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	9,999 sqft (0.23 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	76 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	008-042-005
Street Address	3245 ALDER AVE
City	MERCED
State	CA
Zip	95340-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRKDLE MNR #3 LOT 43
Legal Subdivision	BRKDALE MANOR 03
Legal Lot Number	43
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2009
Census Tract	2602

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3245 ALDER AVE, MERCED, CA 95340-1702
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Aug 7, 2020	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	202026984
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	0000026984
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3245 ALDER AVE, MERCED, CA 95340-1702
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 ALDER AVE, MERCED, CA 95340-1702

Mortgage

Document Number	0000038345
Date	Aug 30, 2021
Instrument	2021038345

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 7, 2020
Property Address	3245 ALDER AVE, MERCED, CA 95340-1702
Document Number	0000026984
Map Reference	VOL 15 PG 5
Instrument Date	Jul 22, 2020
Instrument	2020026984
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3245 ALDER AVE, MERCED, CA 95340-1702

Mortgage

Document Number	0000026985
Date	Aug 7, 2020
Instrument	2020026985

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Mortgage

Document Number	0000026987
Date	Aug 7, 2020
Instrument	2020026987

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$298,098 (+2%) Land $88,324 Building $209,774
2025	$3,174.00 (+7.37%) Homeowner's exemption	$292,254 (+4.04%) Land $86,593 Building $205,661
2023	$2,956.00 (+1.37%) Homeowner's exemption	$280,908 Land $83,232 Building $197,676
2022	$2,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACK RASCAL WATER COMPANY private · serves 367 people · EPA ID CA2400046
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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