Monroe County property record for 3245 6th St, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 828 sqft · built 1940 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Jun 2026) |
| Tax Bill | $1,875 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 07-776-431-00 |
| Primary APN | 07-776-431-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 828 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3245 6TH ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | F-431 SEC 35 T6S R9E DETROIT BEACH SUBDIVISION LOT 431 |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 35 |
| Legal Subdivision | DETROIT BEACH SUB |
| Legal Lot Number | 431 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 831300 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14630 MIDDLE GIBRALTAR RD, 2, GIBRALTAR, MI 48173-9509 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE |
| May 31, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | May 31, 2022 · Amount on Record |
| Deed Document Number | 202611362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 26, 2026 |
| Property Address | 3245 6TH ST, MONROE, MI 48162-4958 |
| Document Number | 0000011362 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202611362 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87,112.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000011307, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202611307 |
| Name | ROSS MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000011308, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202611308 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 31, 2022 |
| Property Address | 3245 6TH ST, MONROE, MI 48162-4958 |
| Document Number | 0000011543 |
| Map Reference | LB 6 PG 1 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022R11543 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3240 NAVARRE BLVD, 3240, MONROE, MI 48162-4927 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1603 AGATE CT, LOVELAND, CO 80538-3706 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,700 (+19.73%) Land $43,700 | $87,400 (+19.73%) Land $87,400 | |
| 2025 | $1,875.00 (+48.69%) | $36,500 (+33.21%) Land $36,500 | $73,000 (+33.21%) Land $73,000 |
| 2023 | $1,261.00 | $27,400 | $54,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 95 (1980–2018) |
| Claims Outside the SFHA | 4 of 95 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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