Dakota County property record for 32445 Boyd Ave, Northfield, MN 55057
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,065 sqft · built 2015 |
| Lot Size | 10 acres (435,617 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,154 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-02500-25-020 |
| Primary APN | 35-02500-25-020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 5,065 sqft Living Area |
| Gross Area | 6,849 sqft |
| 1st Floor Area | 5,065 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood |
| Lot Area | 435,617 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 1,784 sqft |
| Parking Spaces | 6 Parking Spaces |
| Street Address | 32445 BOYD AVE |
|---|---|
| City | NORTHFIELD |
| State | MN |
| Zip | 55057-5527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 25 TWN 112 RANGE 19 25 112 19 S 660.00 FT OF E 660.00 FT OF NW 1/4 |
| Legal Range | 19W |
| Legal Township | 112 |
| Legal Section | 25 |
| Legal Block | 25 |
| Legal Lot Number | 20 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | SCIOTA |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 61502 |
32445 Boyd Ave is owned and occupied by two individuals.
Source: Dakota County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32445 BOYD AVE, NORTHFIELD, MN 55057-5527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 27, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 32445 BOYD AVE, NORTHFIELD, MN 55057-5527 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Title Company | SATURN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0003529620 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 3529620 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 32445 BOYD AVE, NORTHFIELD, MN 55057-5527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003298088 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 3298088 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
The 2025 property tax bill for 32445 Boyd Ave was $10,154 with a homeowner's exemption.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| County Subdivision | Sciota Township |
| Unified School District | Northfield Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,154.00 | $949,800 Land $150,900 Building $798,900 | $949,800 Land $150,900 Building $798,900 |
| 2023 | $8,882.00 Homeowner's exemption | ||
| 2022 | $899,100 Land $142,200 Building $756,900 | $899,100 Land $142,200 Building $756,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32445 Boyd Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2001–2011) |
| Most Recent Claim | Mar 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32445 Boyd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 10 / 1 |
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