32440 Sutton Rd, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 32440 Sutton Rd, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,574 sqft · built 1996
Lot Size	0.654 acres (28,488 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,722 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-22-401-025`

Property Details

APN / Parcel Number

Primary APN	`15-09-22-401-025`
Alternative APN	`0922401025`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,574 sqft Living Area
1st Floor Area	1,882 sqft
Basement Area	1,882 sqft
Unfinished Basement	1,882 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Lot Area	28,488 sqft (0.654 acres)
Lot Dimensions	252 ft deep x 113 ft wide
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32440 SUTTON RD
City	CHESTERFIELD
State	MI
Zip	48047-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	T3N R14E S.P. OF BAKER'S SALT RIVER SUB PT OF LOT 38 DESC AS COMM AT NE COR SD LOT 38, TH S2217'52"W 128.72 FT TO POB, TH ALG CURVE TO LEFT (R=560.0 FT CHD BRS S0748'20"W 153.80 FT); TH ALG CURVE TO RIGHT R=35.0 FT CHD BRS S78*36'01"W 62.57 FT); TH
Legal Subdivision	S.P . OF BAKERS SALT RIVER SUB
Legal Lot Number	38
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2006
Census Tract	222500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	32440 SUTTON RD, CHESTERFIELD, MI 48047-3344
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 10, 2025
Transfer Doc	0000061207
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32440 SUTTON RD, CHESTERFIELD, MI 48047-3344
Document Number	0000054813
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32389 HICKOCK ST CHESTERFIELD MI 480473385, CHESTERFIELD, MI 48047-3385

Mortgage

Document Number	0000054813
Date	May 6, 2020
Book Page	026687/000263
Instrument	54813

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 5, 2030

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,800 (+14.99%)	$449,600 (+14.99%)
2025	$5,722.00 (+15.9%)
2023		$195,500	$391,000
2022	$4,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1985–2023)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Sutton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures