Riverside County property record for 32440 Bergamo Ct, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,790 sqft · built 1999 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,000 (Aug 1999) |
| Tax Bill | $3,264 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 959-202-039 |
| Primary APN | 959-202-039 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 2,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 32440 BERGAMO CT |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-3883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 87 MB 268/001 TR 24186 |
| Legal Tract | 24186 |
| Legal Lot Number | 87 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43265 |
32440 Bergamo Ct is owned and occupied by two individuals who bought it in August 1999.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32440 BERGAMO CT, TEMECULA, CA 92592-3883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 1999 · Amount on File |
| Deed Sale | Aug 6, 1999 · Amount on File |
| Deed Document Number | 1999353589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 32440 BERGAMO CT, TEMECULA, CA 92592-3883 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000106922 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 2018-0106922 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 32440 Bergamo Ct was $3,264 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,869 (+2%) Land $70,529 Building $192,340 | ||
| 2025 | $3,264.00 Homeowner's exemption | $257,716 Land $69,147 Building $188,569 | |
| 2023 | $3,185.00 (+2.58%) Homeowner's exemption | $247,711 Land $66,463 Building $181,248 | |
| 2022 | $3,105.00 | ||
| 2021 | $503,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32440 Bergamo Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 32440 Bergamo Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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