Clackamas County property record for 3244 Upper Dr, Lake Oswego, OR 97035
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,797 sqft · built 2017 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,575,000 (Aug 2020) |
| Tax Bill | $20,133 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Nov 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E08DB02801 |
| Primary APN | 21E08DB02801 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,797 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Lot Area | 12,632 sqft (0.289 acres) |
| Account Number | 05030031 |
|---|---|
| Street Address | 3244 UPPER DR |
| City | LAKE OSWEGO |
| State | OR |
| Zip | 97035-4452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARTITION PLAT 2020-062 PARCEL 3 |
| Legal Subdivision | PARTITION PLAT |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20202 |
Source: Clackamas County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3244 UPPER DR, LAKE OSWEGO, OR 97035-4452 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 3, 2022 | Intrafamily Transfer, Transfer |
| Nov 1, 2021 | Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK |
| Mar 21, 2017 | Deed of Trust, Mortgage · ARM US BANK NA |
| Jan 30, 2019 | Deed of Trust, Mortgage · ARM NATIONAL BANK OF KANSAS CITY |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK |
| Aug 25, 2020 | Warranty Deed, Transfer · Commercial Mortgage LEWIS & CLARK BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2020 · Amount on Record |
| Deed Sale | Aug 25, 2020 · Amount on Record |
| Prior Sale | Aug 25, 2020 · Amount on Record |
| Deed Document Number | 0000068970 |
| Last Transfer Date | Nov 3, 2022 |
| Transfer Doc | 0000057902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Nov 3, 2022 |
| Property Address | 3244 UPPER DR, LAKE OSWEGO, OR 97035-4452 |
| Document Number | 0000057902 |
| Map Reference | DOC 2020-065105 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 2022-057902 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3244 UPPER DR, LAKE OSWEGO, OR 97035-4452 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 3244 UPPER DR, LAKE OSWEGO, OR 97035-4452 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 3244 UPPER DR, LAKE OSWEGO, OR 97035-4452 |
| Document Number | 0000097268 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021-097268 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 3244 UPPER DR, LAKE OSWEGO, OR 97035-4452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATL TITLE OF OR |
| Name | Verified Name |
|---|
| Document Number | 0000018880 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 2017-018880 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 3244 UPPER DR, LAKE OSWEGO, OR 97035-4452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004787 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 2019-004787 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 3244 UPPER DR, LAKE OSWEGO, OR 97035-4452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000098057 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020-098057 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | CARLSBAD, CA 92011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Aug 25, 2020 |
| Property Address | 3244 UPPER DR, LAKE OSWEGO, OR 97035-4452 |
| Document Number | 0000068970 |
| Map Reference | DOC 2020-065105 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020-068970 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | WFG TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3244 UPPER DR, 3244, LAKE OSWEGO, OR 97035-4452 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3244 UPPER DR, LAKE OSWEGO, OR 97035-4452 |
| Document Number | 0000068971 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-068971 |
| Name | LEWIS & CLARK BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 5, 2021 |
Source: Clackamas County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Lake Oswego City |
| Unified School District | Lake Oswego School District 7J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,133.00 (+5.85%) | $1,048,405 (+6.09%) | $2,025,669 (+2.25%) Land $479,009 Building $1,546,660 |
| 2023 | $19,021.00 | $988,223 | $1,981,029 Land $459,899 Building $1,521,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.7% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457 |
|---|---|
| Water Source | Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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