3244 Sunny Gate Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 3244 Sunny Gate Ln, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,794 sqft · built 2021
Lot Size	0.052 acres (2,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Feb 2024)
Tax Bill	$9,730 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-3650-053-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3650-053-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,794 sqft Living Area
1st Floor Area	734 sqft
2nd Floor Area	1,060 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	2,244 sqft (0.052 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3244 SUNNY GATE LN
City	FOLSOM
State	CA
Zip	95630-7055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-MLD (PD
Legal Description	RUSSELL RANCH PHASE 1 VILLAGE 4, LOT 80, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	RUSSELL RANCH PHASE 1 VILLAGE 4
Legal Lot Number	80
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage FLAGSTAR BANK FSB
Feb 29, 2024	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage FLAGSTAR BANK FSB
May 24, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF SACRAMENTO
May 24, 2021	Grant Deed, Subdivision Related Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Book / Page	20240229 / 686
Prior Transfer Date	May 13, 2021
Prior Transfer Doc	5240000001990
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055

Mortgage

Document Number	0000000494
Date	Nov 29, 2022
Instrument	2022112900494

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055

Mortgage

Document Number	0000001994
Date	May 24, 2021
Instrument	202105241994

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 29, 2024
Property Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055
Document Number	0000000686
Map Reference	MB 412 PG 4
Instrument Date	Feb 27, 2024
Instrument	202402290686
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055

Mortgage

Document Number	0000000687
Date	Feb 29, 2024
Instrument	202402290687

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055

Mortgage

Document Number	5240000001994
Date	May 24, 2021
Book Page	20210524/1994

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 24, 2021
Property Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055
Document Number	0000001990
Map Reference	MB 412 PG 4
Instrument Date	May 13, 2021
Instrument	202105241990
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055

May 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 24, 2021
Property Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055
Document Number	0000001991
Map Reference	MB 412 PG 4
Instrument Date	Jun 12, 2020
Instrument	202105241991
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 SUNNY GATE LN, FOLSOM, CA 95630-7055

Mortgage

Document Number	0000001992
Date	May 24, 2021
Instrument	202105241992

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000001993
Date	May 24, 2021
Instrument	202105241993

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$624,240 (+2%) Land $166,464 Building $457,776
2025	$9,730.00 (+8.67%)	$612,000 (+14.9%) Land $163,200 Building $448,800
2024	$8,954.00 (+1.38%)
2023	$8,832.00 (-2.32%)	$532,624 Land $166,464 Building $366,160
2022	$9,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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