3244 Shell Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3244 Shell Rd, Jay, FL 32565 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,685 sqft Heated Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2024)
Tax Bill$196.00 (2024)

Owner

Source: Santa Rosa County records · APN 20-5N-29-U747-00000-0070

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3244 SHELL RD, JAY, FL 32565-1700
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Jan 10, 2024Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2024 · Amount on Record
Deed SaleJul 02, 2024 · Amount on Record
Prior SaleJan 10, 2024 · Amount on Record
Deed Doc Number202429509
Deed Book / Page4518 / 41
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3244 SHELL RD, JAY, FL 32565-1700
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3244 SHELL RD, JAY, FL 32565-1700

Mortgage

Document Number0046630091
DateSep 29, 2025
Book Page4663/91
Instrument202545478
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 10, 2024
Property AddressSHELL RD, FL
Document Number0044650209
Book / Page4465 / 209
Instrument DateDec 20, 2023
Instrument202401232
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$3,774.40
Amount AccuracyRounded Values by County
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address6585 SHADY HOLLOW DR, PACE, FL 32571-9162

Transferred To (Grantee/Buyer)

NameVerified Name
Address3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$196.00$16,000 Land $16,000$16,000 Land $16,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN20-5N-29-U747-00000-0070

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,685 sqft Heated Area
1st Floor2,085 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialVinyl Exterior
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area43,560 sqft (1 acres)
Depth X Width3,400 ft x 1,300 ft Depth x Width
PorchOpen Porch
Porch Area65 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number205N29U747000000070
Street Address3244 SHELL RD
CityJAY
StateFL
Zip32565-1700
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATED FOR 2024* SHELL RD UNREC SUBD LOT 7 DES AS COM AT SE COR OF SW4 OF SE4 OF 20-5N-29W THN N 02*16'56E FOR
Legal SubdivisionSHELL RD UNREC SUBD
Legal Lot Number7
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup1
Census Block1020
Census Tract10200

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