Collier County property record for 3244 Atlantic Cir, Naples, FL 34119
| Property Type | Single Family Home |
|---|---|
| Details | 3,064 sqft · built 2013 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $526,396 (Dec 2013) |
| Tax Bill | $5,631 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 593600 4063B16 |
| Primary APN | 593600 4063B16 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,064 sqft Living Area |
| 1st Floor Area | 3,064 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Pool Area | 420 sqft |
| Deck Area | 461 sqft |
| Street Address | 3244 ATLANTIC CIR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34119-8640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSTONE PLAT TWO LOT 406 |
| Legal Range | 26 |
| Legal Township | 48 |
| Legal Section | 16 |
| Legal Subdivision | RIVERSTONE PLAT 2 |
| Legal Tract | 593600 |
| Legal Block | 1 |
| Legal Lot Number | 406 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | IMMOKALEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11209 |
3244 Atlantic Cir is owned and occupied by two individuals who bought it in December 2013.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3244 ATLANTIC CIR, NAPLES, FL 34119-8640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2013 · Amount on File |
| Deed Sale | Dec 11, 2013 · Amount on File |
| Deed Document Number | 20134923047 |
| Deed Book / Page | 4991 / 1737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 3244 ATLANTIC CIR, NAPLES, FL 34119-8640 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3244 ATLANTIC CIR, NAPLES, FL 34119-8640 |
| Document Number | 0059980268 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 5998/268 |
| Instrument | 6113383 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2031 |
The 2025 property tax bill for 3244 Atlantic Cir was $5,631 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,462 (+2.7%) | $1,034,454 (+8.98%) Land $372,947 Building $661,507 | |
| 2025 | $5,631.00 Homeowner's exemption | $604,150 | $949,194 Land $409,349 Building $539,845 |
| 2023 | $5,458.00 (-2.69%) Homeowner's exemption | $570,022 (+3%) | $1,039,760 (+11.95%) Land $369,734 Building $670,026 |
| 2022 | $5,609.00 Homeowner's exemption | $553,419 | $928,802 Land $217,256 Building $711,546 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3244 Atlantic Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 545 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 545 in force |
| Nearby Flood Claims | 3 (2017–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3244 Atlantic Cir is high, ranking above 85% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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