San Bernardino County property record for 32438 Emerald Rd, Lucerne Valley, CA 92356
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1957 |
| Lot Size | 0.65 acres (28,310 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $76,000 (Mar 2014) |
| Tax Bill | $1,296 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2023 Second Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 0450-263-20-0000 |
| Primary APN | 0450-263-20-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Family Room | Family Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 28,310 sqft (0.65 acres) |
| Lot Dimensions | 190 ft deep x 149 ft wide |
| Porch | Patio/Porch |
| Porch Area | 119 sqft |
| Patio Area | 119 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 32438 EMERALD RD |
|---|---|
| City | LUCERNE VALLEY |
| State | CA |
| Zip | 92356-8608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LVRS20M |
| Legal Description | TRACT 5259 LOT 152 |
| Legal Subdivision | TRACT NO. 5259 |
| Legal Tract | 5259 |
| Legal Block | 2 |
| Legal Lot Number | 152 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2138 |
| Census Tract | 12103 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32438 EMERALD RD, LUCERNE VALLEY, CA 92356-8608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GLOBAL CREDIT UNION |
| Dec 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GLOBAL FCU |
| Oct 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Nov 28, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2014 · Amount on Record |
| Deed Sale | Mar 21, 2014 · Amount on Record |
| Prior Sale | Mar 29, 2005 · Amount on Record |
| Deed Document Number | 2014101567 |
| Last Transfer Date | Nov 21, 2017 |
| Transfer Doc | 0000503762 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 5, 2026 |
| Property Address | 32438 EMERALD RD, LUCERNE VALLEY, CA 92356-8608 |
| Document Number | 0000141934 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026141934 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 32438 EMERALD RD, LUCERNE VALLEY, CA 92356-8608 |
| Document Number | 0000141934, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 2026141934 |
| Name | GLOBAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 32438 EMERALD RD, LUCERNE VALLEY, CA 92356-8608 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 32438 EMERALD RD, LUCERNE VALLEY, CA 92356-8608 |
| Document Number | 0000299114 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023-0299114 |
| Name | GLOBAL FCU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99503 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Oct 24, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 32438 EMERALD RD, LUCERNE VALLEY, CA 92356-8608 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Title Company | ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 32438 EMERALD RD, LUCERNE VALLEY, CA 92356-8608 |
| Document Number | 0000357272 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022-0357272 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 28, 2017 |
| Property Address | 32438 EMERALD RD, LUCERNE VALLEY, CA 92356-8608 |
| Document Number | 0000503762 |
| Map Reference | MB63 PG57-60 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 2017-0503762 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ORANGE COAST TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32438 EMERALD RD, LUCERNE VALLEY, CA 92356-8608 |
| Document Number | 0000503763 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2017-0503763 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Lucerne Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $95,029 (+2%) Land $19,006 Building $76,023 | |
| 2025 | $1,296.00 (+3.6%) | $93,165 (+4.04%) Land $18,633 Building $74,532 |
| 2023 | $1,251.00 (+2.29%) | $89,548 Land $17,910 Building $71,638 |
| 2022 | $1,223.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER CO - LUCERNE private · serves 590 people · EPA ID CA3610108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
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