Cass County property record for 32432 School St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,300 sqft · built 1981 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,495 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-130-029-004-10 |
| Primary APN | 14-130-029-004-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,300 sqft Building Perimeter |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Area | 624 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 32432 SCHOOL ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-9379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 413-1175 425-B 5S-16W COM S 89 DEG 53' 40 W 2220.69 FT FRM E 1/4 COR, TH S 89 DEG 53' 40 W 110 FT, N 0 DEG 24' 40 W 248 |
| Legal Range | 16W |
| Legal Township | 05S |
| Legal Section | 29 |
| Jurisdiction | CASS MI |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1901 |
32432 School St is owned and occupied by two individuals.
Source: Cass County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32432 SCHOOL ST, DOWAGIAC, MI 49047-9379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 32432 School St was $2,495 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Silver Creek Township |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,300 (+7.44%) Land $228,300 | $456,600 (+7.44%) Land $456,600 | |
| 2025 | $2,495.00 Homeowner's exemption | $212,500 Land $212,500 | $425,000 Land $425,000 |
| 2023 | $110,900 | $221,800 | |
| 2022 | $2,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32432 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32432 School St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Mercury Fiber, Xfinity.
5G (outdoors only) and 4G LTE
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