32432 Deborah Dr, Union City, CA 94587 Property Records

Alameda County property record for 32432 Deborah Dr, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,463 sqft · built 1972
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on File
Last Sale	$1,472,000 (Jun 2026)
Tax Bill	$15,507 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`483-100-75`

Property Details

APN / Parcel Number

Primary APN	`483-100-75`
Alternative APN	`483-0100-075-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,463 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	32432 DEBORAH DR
City	UNION CITY
State	CA
Zip	94587-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00159 BLK: TR: 3289
Legal Subdivision	TR 3289
Legal Tract	3289
Legal Lot Number	159
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2002
Census Tract	440305

Owner

32432 Deborah Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	32432 DEBORAH DR, UNION CITY, CA 94587-5007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 20, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jul 16, 2018	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	202678141
Prior Transfer Date	Oct 14, 2005
Prior Transfer Doc	0000458763
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 15, 2026
Property Address	32432 DEBORAH DR, UNION CITY, CA 94587-5007
Document Number	0000078141
Instrument Date	Jun 10, 2026
Instrument	202678141
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163,539.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32432 DEBORAH DR, UNION CITY, CA 94587-5007

Mortgage

Document Number	0000078142,
Date	Jun 15, 2026
Instrument	202678142

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32432 DEBORAH DR, UNION CITY, CA 94587-5007
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32432 DEBORAH DR, UNION CITY, CA 94587-5007

Mortgage

Document Number	0000115500
Date	Mar 22, 2021
Instrument	2021115500

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32432 DEBORAH DR, UNION CITY, CA 94587-5007
Document Number	0000105051
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32432 DEBORAH DR UNION CITY CA 945875007, UNION CITY, CA 94587-5007

Mortgage

Document Number	0000105051
Date	Jun 5, 2019
Instrument	105051

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 16, 2018
Property Address	32432 DEBORAH DR, UNION CITY, CA 94587-5007
Document Number	0000139269
Instrument Date	Jul 11, 2018
Instrument	139269
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,138.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32432 DEBORAH DR UNION CITY CA 945875007, UNION CITY, CA 94587-5007

Mortgage

Document Number	139270
Date	Jul 16, 2018
Instrument	139270

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 32432 Deborah Dr was $15,507.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,177,633 (+2%) Land $353,290 Building $824,343
2025	$15,507.00	$1,154,541 Land $346,362 Building $808,179
2023	$15,162.00	$1,109,715 Land $332,914 Building $776,801	$1,168,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32432 Deborah Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32432 Deborah Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 976 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sail Internet, Verizon.

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