3243 Section Line Rd, Union City, TN 38261 Property Records

Obion County property record for 3243 Section Line Rd, Union City, TN 38261

Property Summary

Property Type	Single Family Home
Details	1 ba · 891 sqft · built 1946
Lot Size	0.379 acres (16,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,000 (Feb 2025)
Tax Bill	$242 (2018)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066049F A 00200`

Property Details

APN / Parcel Number

Primary APN	`066049F A 00200`
Alternative APN	`049F A 00200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	891 sqft Living Area
1st Floor Area	891 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1956
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,490 sqft (0.379 acres)
Lot Dimensions	170 ft deep x 97 ft wide
Garage Type	Detached
Garage Area	1 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3243 SECTION LINE RD
City	UNION CITY
State	TN
Zip	38261-8407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 13
Jurisdiction	OBION TN
Township / Civil Division	4
Census Block Group	1
Census Block	1006
Census Tract	965600

Owner

Source: Obion County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3243 SECTION LINE RD, UNION CITY, TN 38261-8407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Dec 4, 2002 · Amount on Record
Deed Document Number	202586340
Deed Book / Page	411 / 140
Prior Transfer Date	Feb 14, 2025
Prior Transfer Doc	000411/140
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Feb 18, 2025
Property Address	3243 SECTION LINE RD, UNION CITY, TN 38261-8407
Document Number	000411/140
Book / Page	411 / 140
Instrument Date	Feb 14, 2025
Instrument	86340
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 SECTION LINE RD, UNION CITY, TN 38261-8407

Mortgage

Document Number	0000086341
Date	Feb 18, 2025
Instrument	86341

Lender

Name	LEADERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Municipality	Union City
Unified School District	Union City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,450 (+3%) Land $2,500 Building $6,950
2023		$9,175 (+33.45%) Land $2,500 Building $6,675	$37,800 (+37.45%) Land $10,000 Building $27,800
2022		$6,875 Land $3,000 Building $3,875	$27,500 Land $12,000 Building $15,500
2018	$242.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY WATER DEPT serves 16,180 people · EPA ID TN0000720
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Union City Energy Authority Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20