3243 S Saratoga Ave, Springfield, MO 65804 Property Records

Greene County property record for 3243 S Saratoga Ave, Springfield, MO 65804

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,668 sqft · built 1995
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,865 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-19-04-305-115`

Property Details

APN / Parcel Number

Primary APN	`88-19-04-305-115`
Alternative APN	`1904305115`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,668 sqft Living Area
Basement Area	1,696 sqft
Finished Basement	1,696 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Ranch
Construction Type	Brick
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	881904305115
Old Parcel Number	881904305115
Street Address	3243 S SARATOGA AVE
City	SPRINGFIELD
State	MO
Zip	65804-4697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	CHIMNEY HILLS PLACE LOT 17
Legal Range	21W
Legal Township	28N
Legal Section	04
Legal Subdivision	CHIMNEY HILLS
Legal Block	305
Legal Lot Number	17
Jurisdiction	GREENE MO
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1010
Census Tract	2600

Owner

Source: Greene County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3243 S SARATOGA AVE, SPRINGFIELD, MO 65804-4697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSEMBLIES OF GOD CU
Dec 4, 2017	Warranty Deed, Transfer · Conventional Mortgage ASSEMBLIES OF GOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017
Deed Sale	Dec 4, 2017
Prior Sale	Jun 26, 2009
Deed Document Number	0174747117
Deed Book / Page	2017 / 047471-17
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3243 S SARATOGA AVE, SPRINGFIELD, MO 65804-4697
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038266
Date	Sep 22, 2020
Book Page	2020/38266-20
Instrument	38266-20

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union
Address	SPRINGFIELD, MO 65803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Dec 4, 2017
Property Address	3243 S SARATOGA AVE, SPRINGFIELD, MO 65804-4697
Document Number	0000004747
Book / Page	2017 / 047471-17
Instrument Date	Dec 1, 2017
Instrument	047471-17
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 S SARATOGA AVE, SPRINGFIELD, MO 65804-4697

Mortgage

Document Number	0000004747
Date	Dec 4, 2017
Instrument	047472-17

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Mortgage

Document Number	0000047473
Date	Dec 4, 2017
Book Page	2017/047473-17
Instrument	047473-17

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union
Address	SPRINGFIELD, MO 65803

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Greene County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Springfield City
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,865.00 (+10.65%)	$77,580 (+18.48%) Land $11,020 Building $66,560	$408,300 (+18.49%) Land $58,000 Building $350,300
2023	$3,493.00 (+7.71%)	$65,480 (+10.24%) Land $5,530 Building $59,950	$344,600 (+10.24%) Land $29,100 Building $315,500
2022	$3,243.00	$59,400 Land $5,530 Building $53,870
2021			$312,600 Land $29,100 Building $283,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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