3243 Pinegate Way, San Jose, CA 95148 Property Records

Santa Clara County property record for 3243 Pinegate Way, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,021 sqft · built 1985
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Tax Bill	$6,241 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2017 Line of Credit + 2 more
Flood Zone	Zone D (undetermined)
APN	`659-37-013`

Property Details

APN / Parcel Number

Primary APN	`659-37-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,021 sqft Living Area
1st Floor Area	1,233 sqft
2nd Floor Area	788 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3243 PINEGATE WAY
City	SAN JOSE
State	CA
Zip	95148-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 7327 BOOK 522 PAGE 38 PAGE 40 LOT 56
Legal Subdivision	TRACT NO 7327
Legal Tract	7327
Legal Lot Number	56
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	503325

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3423 PINEGATE WAY, SAN JOSE, CA 95148
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Intrafamily Transfer, Transfer
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit SANTA CLARA COUNTY FCU
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 15, 1997
Transfer Doc	0013876216
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 5, 2022
Property Address	3243 PINEGATE WAY, SAN JOSE, CA 95148-3029
Document Number	0025354327
Map Reference	MB 522 PG 38-40
Instrument Date	Jul 14, 2022
Instrument	25354327
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3243 PINEGATE WAY, SAN JOSE, CA 95148-3029

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3243 PINEGATE WAY, SAN JOSE, CA 95148-3029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023734946
Date	Aug 23, 2017
Instrument	23734946

Lender

Name	SANTA CLARA COUNTY FCU
Type	Credit Union
Address	SAN JOSE, CA 95112

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3243 PINEGATE WAY, SAN JOSE, CA 95148-3029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 PINEGATE WAY, SAN JOSE, CA 95148-3029

Mortgage

Document Number	0024788117
Date	Jan 15, 2021
Instrument	24788117

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3243 PINEGATE WAY, SAN JOSE, CA 95148-3029
Document Number	0024476780
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3243 PINEGATE WAY SAN JOSE CA 951483029, SAN JOSE, CA 95148-3029

Mortgage

Document Number	0024476780
Date	May 12, 2020
Instrument	24476780

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,472 (+2%) Land $107,629 Building $250,843
2025	$6,241.00 (+4.54%)	$351,444 (+4.04%) Land $105,519 Building $245,925
2023	$5,970.00 (+2.35%)	$337,798 Land $101,422 Building $236,376
2022	$5,833.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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