3243 Magnolia Rdg Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3243 Magnolia Rdg Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,034 sqft · built 2019
Lot Size0.315 acres (13,733 sqft)
OwnerCompany Name on File
Tax Bill$3,360 (2025)
Deeds & MortgagesDec 2019 Second Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-07-4-19-08-0-00153-00

Property Details

APN / Parcel Number

Primary APN3-07-4-19-08-0-00153-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area2,034 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area13,733 sqft (0.315 acres)

Location & Zoning

Street Address3243 MAGNOLIA RIDGE DR
CityHERNANDO
StateMS
Zip38632-2495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12 OVERLAY
Legal DescriptionMAGNOLIA COMMONS PH III S/D LOT 153
Legal Range07
Legal Township03
Legal Section19
Legal SubdivisionCOMMONS PH III S/D
Legal Phase3
Legal Lot Number153
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group3
Census Block3015
Census Tract71124

Owner

3243 Magnolia Rdg Dr is owned by a company that acquired it in March 2022.

Source: DeSoto County records, as of December 22, 2025

Owner of RecordCompany Name on File
Mailing Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSISSIPPI HOME CORPORATION
Feb 10, 2020Deed of Trust, Mortgage · FHA Mortgage
EAGLE BANK & TRUST CO
Mar 1, 2022Warranty Deed, Transfer
SUMMIT TITLE AND ESCROW LLC, SUMMIT TITLE & ESCROW LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2022
Deed SaleMar 1, 2022
Deed Document Number0000989240
Deed Book / Page989 / 240
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3243 MAGNOLIA RIDGE DR, HERNANDO, MS 38632-2495
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004857/014
DateDec 19, 2019
Book Page4857/014
Lender
NameMISSISSIPPI HOME CORPORATION
TypeNon-Lending Institution
AddressJACKSON, MS 39202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueDec 13, 2029

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3243 MAGNOLIA RIDGE DR, HERNANDO, MS 38632-2495
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004882/644
DateFeb 10, 2020
Book Page4882/644
Lender
NameEAGLE BANK & TRUST CO
TypeBank
AddressLITTLE ROCK, AR 72211
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2050

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMar 1, 2022
Property Address3243 MAGNOLIA RIDGE DR, HERNANDO, MS 38632-2495
Document Number000989/240
Book / Page989 / 240
Map ReferenceMB 126 PG 22
Instrument DateFeb 25, 2022
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanySUMMIT TITLE AND ESCROW LLC, SUMMIT TITLE & ESCROW LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3243 MAGNOLIA RIDGE DR, 3243, HERNANDO, MS 38632-2495

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261

Tax Assessment & Valuation

The 2025 property tax bill for 3243 Magnolia Rdg Dr was $3,360.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,360.00$28,848 Land $2,700 Building $26,148$192,320 Land $18,000 Building $174,320
2023$2,875.00$20,724$138,159 Land $18,000 Building $120,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3243 Magnolia Rdg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3243 Magnolia Rdg Dr is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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