3243 Magnolia Bloom Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3243 Magnolia Bloom Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,998 sqft · built 2018
Lot Size	0.214 acres (9,360 sqft)
Owner	Individual Name on Record
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-19-06-0-00082-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-19-06-0-00082-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	1,998 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,360 sqft (0.214 acres)

Location & Zoning

Street Address	3243 MAGNOLIA BLOOM DR
City	HERNANDO
State	MS
Zip	38632-2463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERLAY
Legal Description	MAGNOLIA COMMONS PH II LOT 82
Legal Range	07
Legal Township	03
Legal Section	19
Legal Subdivision	MAGNOLIA COMMONS PH 2
Legal Phase	2
Legal Lot Number	82
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3015
Census Tract	71124

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3243 MAGNOLIA BLOOM DR, HERNANDO, MS 38632-2463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Dec 19, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE BANK & TRUST CO
Feb 10, 2020	Warranty Deed, Subdivision Related Transfer
Aug 3, 2018	Warranty Deed, Subdivision Related Transfer FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2020
Deed Sale	Feb 10, 2020
Prior Sale	Dec 19, 2019
Deed Document Number	0000911538
Deed Book / Page	0911 / 538
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3243 MAGNOLIA BLOOM DR, HERNANDO, MS 38632-2463
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004583/669
Date	Aug 3, 2018
Book Page	4583/669
Instrument	T04583-00669

Lender

Name	COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3243 MAGNOLIA BLOOM DR, HERNANDO, MS 38632-2463
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 MAGNOLIA BLOOM DR, HERNANDO, MS 38632-2463

Mortgage

Document Number	005317/448
Date	Aug 13, 2021
Book Page	5317/448

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 19, 2019
Property Address	3243 MAGNOLIA BLOOM DR, HERNANDO, MS 38632-2463
Document Number	000907/505
Book / Page	0907 / 505
Map Reference	MB 126 PG 22
Instrument Date	Dec 13, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 166, SOUTHAVEN, MS 38671-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 MAGNOLIA RIDGE DR, HERNANDO, MS 38632-2495

Mortgage

Document Number	0004857001
Date	Dec 19, 2019
Instrument	4857/001

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 10, 2020
Property Address	3243 MAGNOLIA BLOOM DR, HERNANDO, MS 38632-2463
Document Number	000911/538
Book / Page	0911 / 538
Map Reference	MB 126 PG 22
Instrument Date	Dec 13, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 166, SOUTHAVEN, MS 38671-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 MAGNOLIA RIDGE DR, HERNANDO, MS 38632-2495

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 3, 2018
Property Address	3243 MAGNOLIA BLOOM DR, HERNANDO, MS 38632-2463
Document Number	000863/368
Book / Page	0863 / 368
Map Reference	PB 122 PG 5-6
Instrument Date	Jul 27, 2018
Instrument	W00863-00368
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 166, SOUTHAVEN, MS 38671-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3243 MAGNOLIA BLOOM DR, HERNANDO, MS 38632-2463

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (+2%)	$18,496 (+39.08%) Land $1,800 Building $16,696	$184,957 (+39.08%) Land $18,000 Building $166,957
2023	$1,545.00	$13,299	$132,987 Land $18,000 Building $114,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

3243 Magnolia Bloom Dr, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2018: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Magnolia Bloom Dr

Nearby Streets

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