3243 Fergus Rd, Burt, MI 48417 Property Records

Saginaw County property record for 3243 Fergus Rd, Burt, MI 48417

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,275 sqft · built 1975
Lot Size	1.23 acres (53,927 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jul 2020)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-10-4-22-4001-001`

Property Details

APN / Parcel Number

Primary APN	`04-10-4-22-4001-001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	1,275 sqft
Basement Area	1,275 sqft
Unfinished Basement	1,275 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,927 sqft (1.23 acres)
Lot Dimensions	267 ft deep x 202 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3243 FERGUS RD
City	BURT
State	MI
Zip	48417-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 PRIMAR
Legal Description	W 202.55 FT OF E 1322.55 FT OF N 300 FT OF NE1/4 OF SE 1/4 1.39 ACRES SEC 22 T10N R4E
Legal Range	04E
Legal Township	10N
Legal Section	22
Jurisdiction	SAGINAW MI
Township / Civil Division	ALBEE
Census Block Group	2
Census Block	2006
Census Tract	12900

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12900 BELL RD, BURT, MI 48417-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DORT FINANCIAL CU
Jul 13, 2020	Warranty Deed, Transfer · Conventional with PMI CASON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	202017405
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3243 FERGUS RD, BURT, MI 48417-9615
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 FERGUS RD, BURT, MI 48417-9615

Mortgage

Document Number	0000026838
Date	Nov 17, 2025
Instrument	2025026838

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	9048 HOLLY RD, GRAND BLANC, MI 48439

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2035

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 13, 2020
Property Address	3243 FERGUS RD, BURT, MI 48417-9615
Document Number	0000017405
Instrument Date	Jul 8, 2020
Instrument	17405
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12900 BELL RD BURT MI 484179622, BURT, MI 48417-9622

Mortgage

Document Number	17406
Date	Jul 13, 2020
Instrument	17406

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Albee Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,300 (+24.24%)	$188,600 (+24.24%)
2025	$2,878.00 (+9.76%) Homeowner's exemption
2023		$75,900	$151,800
2022	$2,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Air Advantage, Verizon.

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