Contra Costa County property record for 3243 Ensenada Dr, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,433 sqft · built 1976 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $505,000 (Jul 2003) |
| Tax Bill | $8,845 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage May 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-252-001-4 |
| Primary APN | 212-252-001-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,433 sqft Living Area |
| Gross Area | 1,895 sqft |
| 1st Floor Area | 1,433 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3243 ENSENADA DR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-3061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | T03843 L0021 B EX MR |
| Legal Subdivision | 3843 |
| Legal Tract | 03843 |
| Legal Lot Number | 21 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 345103 |
3243 Ensenada Dr is held in a trust since March 2018.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3243 ENSENADA DR, SAN RAMON, CA 94583-3061 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| May 17, 2018 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Feb 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Sep 7, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2003 · Amount on File |
| Deed Sale | Jul 15, 2003 · Amount on File |
| Deed Document Number | 2003336402 |
| Last Transfer Date | Mar 13, 2018 |
| Transfer Doc | 0000046820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3243 ENSENADA DR, SAN RAMON, CA 94583-3061 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000200402 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 2019-200402 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3243 ENSENADA DR, SAN RAMON, CA 94583-3061 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000078036 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 2018-078036 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3243 ENSENADA DR, SAN RAMON, CA 94583-3061 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|---|
| Address | 3243 ENSENADA DR, SAN RAMON, CA 94583-3061 |
| Document Number | 0000029729 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022-029729 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3243 ENSENADA DR, SAN RAMON, CA 94583-3061 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3243 ENSENADA DR, SAN RAMON, CA 94583-3061 |
| Document Number | 0000136402 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2022-136402 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 27, 2018 |
| Property Address | 3243 ENSENADA DR, SAN RAMON, CA 94583-3061 |
| Document Number | 0000046820 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 46820 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3243 ENSENADA DR SAN RAMON CA 945833061, SAN RAMON, CA 94583-3061 |
The 2025 property tax bill for 3243 Ensenada Dr was $8,845.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $732,347 (+2%) Land $478,566 Building $253,781 | |
| 2025 | $8,845.00 | $717,988 Land $469,183 Building $248,805 |
| 2023 | $8,516.00 (+0.76%) | $690,110 Land $450,965 Building $239,145 |
| 2022 | $8,452.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3243 Ensenada Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · Severe Storms, Flood, Mudslides & High Tide |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3243 Ensenada Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures