Lincoln County property record for 3243 Cotton Mill Ln, Crouse, NC 28033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 1920 |
| Lot Size | 0.416 acres (18,121 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Mar 2017) |
| Tax Bill | $1,411 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3611-45-2709 |
| Primary APN | 3611-45-2709 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 18,121 sqft (0.416 acres) |
| Garage Type | Mixed |
| Garage Area | 600 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Storage Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 261920 |
|---|---|
| Street Address | 3243 COTTON MILL LN |
| City | CROUSE |
| State | NC |
| Zip | 28033-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | HOMESITE RD 1172 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 70400 |
3243 Cotton Mill Ln is owned by two individuals who bought it in March 2017.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 21, CROUSE, NC 28033-0021 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK |
| Mar 2, 2017 | Warranty Deed, Transfer · FHA Mortgage CAROLINA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2017 · Amount on File |
| Deed Sale | Mar 2, 2017 · Amount on File |
| Prior Sale | Aug 2, 2010 · Amount on File |
| Deed Document Number | 2017559551 |
| Deed Book / Page | 2649 / 871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3243 COTTON MILL LN, CROUSE, NC 28033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3032234 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 3032/234 |
| Instrument | 629581 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 2, 2017 |
| Property Address | 3243 COTTON MILL LN, CROUSE, NC 28033 |
| Document Number | 2649871 |
| Book / Page | 002649 / 000871 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 559551 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 21 CROUSE NC 280330021, CROUSE, NC 28033-0021 |
| Document Number | 2649874 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 002649/000874 |
| Instrument | 559552 |
| Name | CAROLINA BK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2026 property tax bill for 3243 Cotton Mill Ln was $1,411, up 3.1% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,411.00 (+3.14%) | $200,045 (-) Land $25,102 Building $174,943 | $200,045 (-) Land $25,102 Building $174,943 |
| 2025 | $1,368.00 | $200,045 Land $25,102 Building $174,943 | $200,045 Land $25,102 Building $174,943 |
| 2023 | $1,290.00 | $200,045 Land $25,102 Building $174,943 | $200,045 Land $25,102 Building $174,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3243 Cotton Mill Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3243 Cotton Mill Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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