DeKalb County property record for 3243 Co Rd 35, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,780 sqft · built 1878 |
| Lot Size | 0.854 acres (37,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $821 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Aug 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-10-300-014.000-007 |
| Primary APN | 17-06-10-300-014.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 37,200 sqft (0.854 acres) |
| Terrain | Rolling |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Central |
|---|
| Account Number | 050610300014 |
|---|---|
| Street Address | 3243 COUNTY ROAD 35 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 SW1/4 SECTION 10 TWP 34 RANGE 13 ACRES 0.8540 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 20200 |
3243 Co Rd 35 is owned and occupied by two individuals.
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3243 COUNTY ROAD 35, WATERLOO, IN 46793-9525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK NA |
| Aug 13, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORT FINANCIAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 3243 COUNTY ROAD 35, WATERLOO, IN 46793-9525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700357 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 201700357 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Feb 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 3243 COUNTY ROAD 35, WATERLOO, IN 46793-9525 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201804154 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 201804154 |
| Name | FORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jul 30, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3243 Co Rd 35 was $821, down 5.5% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $821.00 (-5.52%) | $169,900 (-0.18%) Land $30,000 Building $139,900 | $169,900 (-0.18%) Land $30,000 Building $139,900 |
| 2024 | $869.00 (+4.95%) | $170,200 (+2.78%) Land $30,000 Building $140,200 | $170,200 (+2.78%) Land $30,000 Building $140,200 |
| 2023 | $828.00 (+7.39%) | $165,600 (+16.54%) Land $28,900 Building $136,700 | $165,600 (+16.54%) Land $28,900 Building $136,700 |
| 2022 | $771.00 | $142,100 Land $25,100 Building $117,000 | $142,100 Land $25,100 Building $117,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3243 Co Rd 35 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3243 Co Rd 35 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, Locl.Net.
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