3243 Carolyn Cir, Oceanside, CA 92054 Property Records

San Diego County property record for 3243 Carolyn Cir, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,329 sqft · built 1960
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$940,000 (Aug 2025)
Tax Bill	$8,190 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Transfer + 1 more
Flood Zone	Zone A99 (high risk)
APN	`146-063-07-00`

Property Details

APN / Parcel Number

Primary APN	`146-063-07-00`
Alternative APN	`1460820300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,329 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1460820300
Street Address	3243 CAROLYN CIR
City	OCEANSIDE
State	CA
Zip	92054-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 51 TR 004085
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	004085
Legal Block	1
Legal Lot Number	51
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	274 N LOWENA DR, LONG BEACH, CA 90803-5713
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Intrafamily Transfer, Transfer
Nov 3, 2022	Intrafamily Transfer, Transfer AMERICAN TITLE COMPANY
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Mar 12, 2025 · Amount on Record
Deed Document Number	2025233941
Prior Transfer Date	May 23, 1996
Prior Transfer Doc	0000266550
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2022
Property Address	3243 CAROLYN CIR, OCEANSIDE, CA 92054-3841
Document Number	0000442810
Map Reference	MAP 4085
Instrument Date	Nov 4, 2022
Instrument	2022-0442810
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 CAROLYN CIR, OCEANSIDE, CA 92054-3841

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2022
Property Address	3243 CAROLYN CIR, OCEANSIDE, CA 92054-3841
Document Number	0000424649
Map Reference	MAP 4085
Instrument Date	Mar 30, 2022
Instrument	2022-0424649
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3243 CAROLYN CIR, OCEANSIDE, CA 92054-3841

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3243 CAROLYN CIR, OCEANSIDE, CA 92054-3841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000331367
Date	Jul 24, 2017
Instrument	2017-0331367

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$940,000 (+29.07%) Land $770,000 Building $170,000
2025	$8,190.00 (+84.71%)	$728,280 (+83.58%) Land $572,220 Building $156,060
2023	$4,434.00 (+3.36%)	$396,718 Land $243,598 Building $153,120
2022	$4,290.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1978–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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