Harford County property record for 3243 Ady Rd, Street, MD 21154
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,308 sqft · built 2015 |
| Lot Size | 2.33 acres (101,495 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,500 (Sep 2014) |
| Tax Bill | $5,555 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-052866 |
| Primary APN | 05-052866 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,308 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 101,495 sqft (2.33 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 138 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 052866 |
|---|---|
| Street Address | 3243 ADY RD |
| City | STREET |
| State | MD |
| Zip | 21154-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 2 2.33 AC 3243 ADY ROAD LD NORMAN PT 142/61 |
| Legal Subdivision | LANDS OF NORMAN |
| Legal Lot Number | 2 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 305100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3243 ADY RD, STREET, MD 21154-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · Unknown FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2014 · Amount on Record |
| Deed Sale | Sep 12, 2014 · Amount on Record |
| Prior Sale | May 3, 2006 · Amount on Record |
| Deed Book / Page | 10905 / 268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3243 ADY RD, STREET, MD 21154-1610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 3243 ADY RD, STREET, MD 21154-1610 |
| Document Number | 0162290493 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 16229/493 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEL AIR, MD 21015 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | Mar 29, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3243 ADY RD, STREET, MD 21154-1610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | COMMUNITY STLMT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0140630021 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 14063/21 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,555.00 (+14.11%) Homeowner's exemption | $504,200 (+18.64%) | $535,700 (+21.42%) Land $121,600 Building $414,100 |
| 2025 | $4,868.00 (+7.84%) Homeowner's exemption | ||
| 2023 | $424,967 | $441,200 Land $121,600 Building $319,600 | |
| 2022 | $4,514.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: IQ Fiber.
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