32427 Mount Pleasant Rd, Laurel, DE 19956 Property Records

Sussex County property record for 32427 Mount Pleasant Rd, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,437 sqft · built 2002
Lot Size	0.786 acres (34,238 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2026)
Tax Bill	$1,185 (2026)
Deeds & Mortgages	Nov 2021 Refinance Aug 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`432-6.00-26.05`

Property Details

APN / Parcel Number

Primary APN	`432-6.00-26.05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,437 sqft Living Area
Gross Area	1,440 sqft
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	34,238 sqft (0.786 acres)
Lot Dimensions	214 ft deep x 160 ft wide
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	32427 MOUNT PLEASANT RD
City	LAUREL
State	DE
Zip	19956-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	E/RT 493 LOT 21
Legal Subdivision	LAUREL
Legal Lot Number	21
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	3
Census Block	3010
Census Tract	51801

Owner

32427 Mount Pleasant Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32427 MOUNT PLEASANT RD, LAUREL, DE 19956-4107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BARRINGTON BANK & TRUST CO NA
Aug 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANUNITED.COM LLC
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage DELAWARE STATE HOUSING AUTHORITY
Apr 13, 2026	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Apr 13, 2026	Deed, Transfer · FHA Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Nov 3, 2016 · Amount on File
Deed Document Number	202613433
Deed Book / Page	6487 / 298
Prior Transfer Date	Mar 27, 2015
Prior Transfer Doc	0043840302
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32427 MOUNT PLEASANT RD, LAUREL, DE 19956-4107
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205670333
Date	Nov 30, 2021
Book Page	20567/333
Instrument	20210000073503

Lender

Name	BARRINGTON BANK & TRUST CO NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32427 MOUNT PLEASANT RD, LAUREL, DE 19956-4107
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212770154
Date	Aug 26, 2022
Book Page	21277/154
Instrument	20220000040042

Lender

Name	LOANUNITED.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Apr 13, 2026
Property Address	32427 MOUNT PLEASANT RD, LAUREL, DE 19956-4107
Document Number	0000013435
Book / Page	23945 / 52
Instrument Date	Apr 10, 2026
Instrument	202613435
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013435,
Date	Apr 13, 2026
Book Page	23945/52
Instrument	202613435

Lender

Name	DELAWARE STATE HOUSING AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 13, 2026
Property Address	32427 MOUNT PLEASANT RD, LAUREL, DE 19956-4107
Document Number	0000013433
Book / Page	6487 / 298
Instrument Date	Apr 10, 2026
Instrument	202613433
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,373,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32427 MOUNT PLEASANT RD, LAUREL, DE 19956-4107

Mortgage

Document Number	0000013434,
Date	Apr 13, 2026
Instrument	202613434

Lender

Name	MERIDIAN BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 13, 2026
Property Address	32427 MOUNT PLEASANT RD, LAUREL, DE 19956-4107
Document Number	0064870298
Book / Page	6487 / 298
Instrument Date	Apr 10, 2026
Instrument	202613433
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,373,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32427 MOUNT PLEASANT RD, LAUREL, DE 19956-4107

Mortgage

Document Number	0000013434,
Date	Apr 13, 2026
Instrument	202613434

Lender

Name	MERIDIAN BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 32427 Mount Pleasant Rd was $1,185, up 5.1% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,185.00 (+5.15%)	$17,850 (-) Land $1,250 Building $16,600	$322,500 (-) Land $67,000 Building $255,500
2025	$1,127.00	$17,850 Land $1,250 Building $16,600	$322,500 Land $67,000 Building $255,500
2023	$1,061.00	$17,850 Land $1,250 Building $16,600	$35,700 Land $2,500 Building $33,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32427 Mount Pleasant Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32427 Mount Pleasant Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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