3242 Stephens Ave, Ogden, UT 84401 Property Records

Weber County property record for 3242 Stephens Ave, Ogden, UT 84401

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.75 ba · 1,040 sqft · built 1912
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$418,950 (Sep 2021)
Tax Bill	$2,140 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-048-0010`

Property Details

APN / Parcel Number

Primary APN	`04-048-0010`

Interior

Bedrooms	6 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3242 STEPHENS AVE
City	OGDEN
State	UT
Zip	84401-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 58, AND THE SOUTH 13 FEET OF LOT 59, BLOCK 3, SOUTH PARK ADDITION TO OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range	1W
Legal Township	5N
Legal Section	5
Legal Subdivision	SOUTH PARK ADDITION
Legal Block	3
Legal Lot Number	58-59
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1014
Census Tract	201800

Owner

3242 Stephens Ave is owned and occupied by an individual who bought it in September 2021.

Source: Weber County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3242 STEPHENS AVE, OGDEN, UT 84401-3830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FEDERAL CREDIT UNION
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Sep 9, 2021	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Dec 11, 2018	Warranty Deed, Transfer VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY
Sep 13, 2017	Affidavit of Death, Transfer INWEST TITLE, INWEST TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on File
Deed Sale	Sep 9, 2021 · Amount on File
Prior Sale	Dec 11, 2018
Deed Document Number	20213182588
Prior Transfer Date	May 12, 2017
Prior Transfer Doc	0002878420
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Recording Date	Jul 6, 2026
Property Address	3242 STEPHENS AVE, OGDEN, UT 84401-3830
Document Number	0003424349
Instrument Date	Jul 2, 2026
Instrument	20263424349
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3242 STEPHENS AVE, OGDEN, UT 84401-3830

Mortgage

Document Number	0003424349,
Date	Jul 6, 2026
Instrument	20263424349

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	3242 STEPHENS AVE, OGDEN, UT 84401-3830
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003192070
Date	Oct 21, 2021
Instrument	3192070

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	84440

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Sep 9, 2021
Property Address	3242 STEPHENS AVE, OGDEN, UT 84401-3830
Document Number	0003182588
Instrument Date	Sep 8, 2021
Instrument	3182588
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	METRO NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3242 STEPHENS AVE, OGDEN, UT 84401-3830

Mortgage

Document Number	0003182608
Date	Sep 9, 2021
Instrument	3182608

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Dec 11, 2018
Property Address	3242 STEPHENS AVE, OGDEN, UT 84401-3830
Document Number	0002956523
Instrument Date	Dec 11, 2018
Instrument	2956523
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3242 STEPHENS AVE OGDEN UT 844013830, OGDEN, UT 84401-3830

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WEBER UT
Recording Date	Sep 13, 2017
Property Address	3242 STEPHENS AVE, OGDEN, UT 84401-3830
Document Number	0002878420
Instrument Date	Sep 12, 2017
Instrument	2878420
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	INWEST TITLE, INWEST TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3242 STEPHENS AVE OGDEN UT 844013830, OGDEN, UT 84401-3830

Tax Assessment & Valuation

The 2026 property tax bill for 3242 Stephens Ave was $2,140, up 15.9% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,140.00 (+15.93%)	$178,535 (+19.93%) Land $40,334 Building $138,201	$324,612 (+19.93%) Land $73,336 Building $251,276
2025	$1,846.00	$148,870 Land $40,335 Building $108,535	$270,672 Land $73,336 Building $197,336
2023	$1,980.00	$157,850 Land $40,474 Building $117,376	$287,000 Land $73,589 Building $213,411

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3242 Stephens Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Heavy Rains, Snowmelt & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3242 Stephens Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Utah Broadband Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Telecommunication Open Infrastructure Agency.

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